My potential windfall from the Trump health care reform plan

Posted Leave a commentPosted in Affordable Care Act, government, Health Insurance

Trump’s health care reform plans turn out to offer potential career windfall for me. I haven’t considered it in any detail because the election came as such a surprise. In fact, I haven’t even seriously considered the details or impact of the proposed Repeal and Replace Obamacare Act. This blog post simply summarizes the first […]

I’m grateful for a good personal physician relationship

Posted Leave a commentPosted in Affordable Care Act, Health and wellness, Health Insurance

I had a routine annual physical exam recently. My personal physician of more than 30 years spent more than an hour doing various tests and chatting while we caught up and discussed a wide range of topics related to my health. Due to my temporary absence from the local area and other life situation oddities, […]

Rethinking our 2017 health care strategy

Posted 1 CommentPosted in Affordable Care Act, Employee Benefits, Health Insurance

Yesterday my wife reminded me that it is time to sign up for our 2017 health insurance plan through her employer and this led to a discussion of the $6,000 deductible plus co-payments that we seem to incur every year in addition to our personal contribution of $8,000 for the “employer-paid” health insurance. And while we […]

A sneak preview of single payer health care

Posted 1 CommentPosted in Affordable Care Act, Employee Benefits, Health Insurance

Small businesses and self-employed people have struggled with increasing healthcare costs for as long as I’ve been in practice. We had double-digit cost increases in the late 1980s that triggered me to focus on this issue as a core of my work for the next three decades. But the important point is that we always found […]

How to deal with shock increases in health insurance expense

Posted Leave a commentPosted in Affordable Care Act, Financial Planning, Health Insurance

Shocking increases in health insurance rates for 2017 have many of my small business clients reeling. The problem affects most people who pay for their own health coverage throughout the country. Some states and certain health plans are hit harder than others. The smallest rate increase I’ve seen directly in communications with clients is about […]