How health care became a human right

Posted Leave a commentPosted in government, Health and wellness, Health Insurance

When I started in the health benefits advisory business more than 30 years ago (1987) through the predecessor of Freedom Benefits I strongly disagreed that health care was a “right”. My opinion was shared by the majority of Americans. But three things have happened since then and public opinion has shifted: 1) The wealth gap […]

The Basics of Medicaid Planning

Posted Leave a commentPosted in estate plannng, Ethics, Financial Planning, Health and wellness, Health Insurance, Legal, Real Estate, Wealth Management

This blog post lists key issues in bullet format and is not intended as a complete discussion of any issue. A more thorough consideration is helpful for any aspect that may pertain to your family’s situation. Definition: “Medicaid planning” refers to the specialized field of financial planning that recognizes that it is possible to simultaneously keep financial assets while, […]

My 2017 in two short paragraphs

Posted Leave a commentPosted in aquaculture, Health and wellness, Investment, Law firm, Leadership, nonprofit, Values

The two big personal stories for me in 2017: #1 – Stress Handled I became stressed by the lack of respect for fact, truth, science, logic, law and education expressed in our everyday lives. I became stressed by the observation that other people abandoned traditional core values of charity, sharing, open doors, open borders, nondiscrimination, […]

How do you feel about 2018? (Nine reasons I’m feeling pretty good)

Posted Leave a commentPosted in Health and wellness, Leadership, Small Business, Values

One of the tax writers I like to follow said today that she is “super worried about 2018”. I asked her what are her largest worries. While waiting for the response I thought about the same question and decide that I feel a lot better about 2018 than I did about 2017 at this time […]

2018 New Years’ Resolutions

Posted Leave a commentPosted in Health and wellness, Values

Resolutions are not goals, wishes or plans. They are, as the name implies, issues that have been resolved as of this time , thereby implying some prior period of lack of resolution. This is the case with my resolutions. RESOLVED: I will focus my support on increasing support for decency through law firms, nonprofit organizations […]

Pre-planning goals for 2018

Posted Leave a commentPosted in Health and wellness, Values

These questions come from Inc. at https://www.inc.com/robin-camarote/31-questions-to-ask-yourself-before-setting-next-years-goals.html in an article titled “31 Questions to Ask Yourself Before Setting Next Year’s Goals“. Inc. says “Asking ourselves reflective questions can jump-start our learning. When we’re more aware of our interests and desires, we can create goals that align with what we want — not what we think we’re […]

Reviewing my Vision Statement for 2017

Posted Leave a commentPosted in Financial Planning, Health and wellness, Values

At the beginning of each month and year I write out a “Vision for ___”. I normally don’t make these public but a business adviser challenged m to review this with an accountability partner. I don’t have an accountability partner so I summarized the work here. (I’m sure that a new accountability partner should be […]

New Jersey’s TrumpCare Nullification Act

Posted Leave a commentPosted in Health and wellness

On Thursday, the same day that 15 Republican US Senators unveiled a secret proposal to modify federal health care taxes, legislators in New Jersey filed a bill to nullify the effects of that possible change. The bill is known as the “TrumpCare Nullification Act” by creating the New Jersey Affordable Health Care Fund. Details are […]

Begin financial planning for health care changes now

Posted Leave a commentPosted in Affordable Care Act, Financial Planning, Health and wellness

We expect major changes ahead to U.S. health care policy under the current federal leadership. We don’t know specifically what these changes will be and when the changes will come. Yet for those with chronic medical conditions, it makes sense to begin financial and legal preparations for the change now. One key aspect of the change […]

First look at the Republican health plan

Posted 2 CommentsPosted in Affordable Care Act, Health and wellness, Health Insurance

I just finished skimming the 106 page discussion draft of the Republican health plan. I probably understand less that 5% of it but am able to make a few observations. This draft is difficult to comprehend because of the many references to current sections of law. It will take awhile before a third party readable explanation […]