Thanks to help from my friend Bernie Sayers, I took a crash course in New Jersey Open Public Records law this week. Here is a summary of what I need to know: Guide for Public Record Custodians http://www.state.nj.us/grc/pdf/Custodians_Handbook%20.pdf NJ Government Records Council http://www.nj.gov/grc/. Download and read the last pages on the records requet form. […]
health insurance resources for diabetics
altenatives to HSAs for the many Americans who do not qualify for a Health Savings Account
The word “Eaarth” is concocted to communicate that the world we live in today is significantly, permanently changed and is far more hostile to our human prosperity than the physical world we lived in generations ago or even a decade ago. I hope to see this word persist and develop into wider conversations and so […]
Yesterday I finished reading “Click; the magic of instant connections” by; a short book that flows easily. Yet this is the first book I’ve read in awhile where I can’t offer an unqualified recommendation for others to read. The information is valuable and the outline-style illustration format helps the reader keep it organized. My criticism is […]
“Collapse” by Jared Diamond, published in 2005 Diamond was born in 1937. Prof. of Geology at University of CA, Los Angeles three prior books including “Guns, Germs and Steel” Five factors contributing to collapse of societies: Environmental damage Climate change Hostile neighbors Friendly trade partners Society’s response Autocatalytic expansion Thomas Malthus 1798 – population growth outpaces […]
Rule No. 1: Never lose money. It’s not OK to lose money. If it’s a gamble, stay away. Rule No. 2: Never forget rule no. 1. Stay focused on your goals. Rule No. 3: If the business does well, the stock eventually follows. Rule No. 4: It’s far better to buy a wonderful company at […]
I’ve decided to publish a list of topics for upcoming writing projects and intensify my efforts to obtain comments and ideas from within the industry and public as well. As always, all comments are welcome. This is the proposed list of writing topics for the next two weeks: 1. Growing need for Gap Insurance 2. Patient […]
We have become so accustomed to government’s procedural difficulties that it is actually newsworthy when the process works as intended. We experienced this last week when our township was presented with a check for $543,500 to fix the road and seawall in front of my house. I had been working on this since 2003 and joined with several neighbors in […]
My tomato garden faced unprecedented hardships this year. We had multiple salt water floods throughout the month of July and then last weekend a strong wind lifted our camper into the air and dropped it on its side right on top of the garden!