Let’s be clear about the JOBS Act: it’s not about jobs unless you are an accountant or investment banker

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Passage of the JOBS Act last week took me (and probably most Americans who normally follow such news) by surprise. Political experts gave the bill only a small likelihood of success only a short time ago. Yet it pushed its way through Congress and became law when Obama signed the bill last last week. Mainstream […]

Issuer requirements for equity crowdfunding

Posted 1 CommentPosted in Financial Planning

Companies planning an equity crowdfunding offer must make a filing with the SEC and provide to potential and existing investors and the intermediary: the name, legal status, physical address, and website address of the issuer; the names of the directors and officers and any persons occupying a similar status or performing a similar function, and each […]

reading notes FP magazine March 2012

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Bob Veres writes about need for advisers to be more courageous, show confidence and commitment in March 2012 edition of Financial Planning. “I make millionaires”. Planning for lawyers: a partnership interest, a retired.enter plan, vacation home and an ego. LIFE SETTLEMENTS: Market for selling life policies early is hurting get. WEalthstation from SunGuard also entering […]

Applebee’s America reading notes

Posted Leave a commentPosted in Books, News and Politics

– by Douglas Sosnik, Matthew Dowd, Ron Fornier 2006 – “A How To book on fooling the public”  p 218 Gut Values Connections “it’s not issues that count but gut values connections” Life Targeting It’s the Lifestyle Stupid Navigators and Influentials Religion of business; Corporations infecting faith Lloyd Hill of Applebee’s: Emotional investment in people […]

New tax law limiting out-of-pocket medical expense deduction makes new planning strategies necessary

Posted Leave a commentPosted in Employee Benefits, Financial Planning

Beginning next year, tax deductions for out-of-pocket medical expenses will become more difficult than ever before for individuals. The current limit allows a deduction for expenses exceeding 7.5% of income. The new threshold for 2013 is 10% of income. Fewer individuals will qualify and those that do will find more of their expenses will be not […]

The problem with Facebook IPO

Posted Leave a commentPosted in News and Politics, Uncategorized

This quotation from a Facebook advertiser summarizes the difficulty Facebook will face in maintaining market value as a public company. “We still don’t have a huge correlation between Facebook fans and return on investment in an actual sales in store. Until that metric becomes a lot more solid, I don’t think our company or other […]

Less than half of us believe in the American dream

Posted Leave a commentPosted in Health and wellness, parenting

Americans increasingly see tension between rich and poor. A sharp change in American attitudes is summarized in this report: A new Pew Research Center survey of 2,048 adults finds that about two-thirds of the public (66%) believes there are “very strong” or “strong” conflicts between the rich and the poor—an increase of 19 percentage points since 2009. […]