Best rating for American Health Shield

A: I am interested in applying for and individual health insurance plan from American Home Shield Short Term Medical Plan. Is this plan rated by A.M. Best Co.? If so, what is the rating? A: American Health Shield is a popular low cost short term medical insurance plan hat is available throughout most of the United States. Despite its low cost this policy offers a liberal $1 million traditional major medical coverage without restrictions on the choice of doctors and hospitals. American Health Shield is actually an insurance product brand name, not the name of an insurance company. The underlying insurance company's name is Fairmont Specialty Group. A.M. Best is an independent rating service that evaluates the strength of insurance companies. A is considered good for life insurance companies but health insurance companies generally receive lower ratings due to the more volatile nature of the industry. For a health insurance company, a rating of B+ or higher is usually considered to be the goal. A.M. Best ratings for Fairmont Specialty Group and other useful consumer information is available in the article titled "A Review of American Health Shield" published at http://FreedomBenefits.com/articles/Review-of-American-Health-Shield.htm