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Joint term life insurance
originally posted: 11/22/2006
reposted: 2/18/2011 This post has not
been recently reviewed or revised by the author and may be out of date.
If you notice an error or are in doubt, please send a new question by
email or ask for an update. Email asktony@tonynovak.com.
Q: Can my domestic partner be
covered in a joint life insurance policy?
A: It depends on the policy. Some
insurers offer this but most do not. Regardless of whether it is
possible, you should consider whether this is the best approach. Just
because it may be available does not make this the best deal. There is
a strong possibility that separate policies will be a better deal in
the big picture. If you clearly define the purpose of the insurance,
the intended length of coverage and calculate the correct amount, then
the product you will logically select probably would not be a join life
policy. Invest the time to look at a side-by-side comparison of these
two options.
Summary
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