PPO discount plan
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: My company adapted a high deductible health insurance policy and now I have to pay the full cash cost of doctors visits that can be $50 or more higher than we paid under the old health plan and this really adds up fast with our four children constantly going to the doctor.
A: You can reduce the cost of the doctors visits to the same amount as before by enrolling in a PPO discount plan. This makes the pricing and claim processing procedure the same as under your former health plan, even though you are paying the remaining adjusted bill. The price is $269 for the family per year, but you will likely recoup this many times over in provider discounts. This will also give you a discount on prescription drugs and dental expenses. This assumes that your doctors are preferred providers un the PHCS network (the nation's largest), so confirm this on the Web site before you enroll.
Summary
More resources:
www.ehealthdiscountplan.com