This Web site contains a compilation of more than a thousand consumer finance
columns written by Tony Novak from the 1980s through 2006, updated and reformatted for
maximum usefulness today. New material was added after
2010.
Content is the opinion of the author and does not represent the
position of any other person or entity. Information is from sources believed to
be reliable but cannot be guaranteed.
The author is paid for product endorsements and has an ownership or
other financial interest in the businesses related to the topics
covered.
Submit consumer finance questions at OnlineAdviser.org and health insurance questions at
OnlineNavigator.org
FreedomBenefits.net Insurance Exchange
- your source of valuable information on state and federal health reform
benefits.
Core Health Insurance
- America's favorite mini-med insurance with affordable premiums, freedom
to choose providers, optional PPO discounts and guaranteed eligibility
regardless of medical conditions.
Please support the Web sites that make publication of AskTony
services possible.
Best prescription drug coverage is not insurance
originally posted: 11/22/2006
reposted: 2/18/2011 This post has not
been recently reviewed or revised by the author and may be out of date.
If you notice an error or are in doubt, please send a new question by
email or ask for an update. Email asktony@tonynovak.com.
Q: Can I get prescription drug
insurance without medical insurance?
A: No this coverage is not
available and even it it was available, it would not cover the cost of
pre-existing prescriptions. The best alternative is a prescription
discount plan that uses a flat dollar amount of coinsurance like $10 or
$20 for most prescriptions. See details for The Competitor Rx-Pay Card
online. This plan can be used immediately with the prescriptions you
already use. This is a discount plan and not an insurance plan, but the
value for the cost is likely better than an insurance policy. This plan
can be combined with any major medical insurance or supplemental
insurance policy.
Summary
More resources:
The Competitor Rx-Pay Card
