Coverage for European vacation
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: I got a quote for health insurance from International Medical Group for a 10 day vacation in Europe using the “international health insurance” at FreedemBenefits.net. It says that the total the price is $13.20. Can this be right?
A: Yes, the price of coverage is based on the amount of insurance you selected, your age and the length of the trip. The minimum coverage, your young age and short trip make this insurance very inexpensive. A price of $1 to $2 per day is the usual amount for a young person who needs typical coverage for a European vacation. This does seem low considering that the company is assuming the risks not only of the medical care itself, but the cost of translation of medical records and foreign currency translation costs. But these insurance companies enjoy an excellent reputation among their policyholders, so this policy should work out fine for you. Editor's note: Since the date of this question other international medical insurance products were introduced that offer more coverage options at a slightly higher price of $2 to $3 per day.
Summary
More resources:
www.FreedomBenefits.netInternational Medical Insurance