Discount drug card question

A: Both statements are correct. "Secure STM" (both the short term and the three year plan) - as well as most other modern health insurance plans - include a prescription discount card that is managed by a separate organization than the health insurance company. There are about 70 prescription discount plans in operation in the U.S. and all seem to be of reasonably good quality. All FreedomBenefits.net users are entitled to a discount prescription drug card at no cost with or without the purchase of an insurance policy. Apparently the plan administrator (HPA) does not advertise the name of its discount drug plan provider. There may be a legal reason for this so we did not include it here. Since it is a free benefit, there is no required disclosure but you could call HPA at (800) 277-3323 with any specific questions. But be aware that they will not be able to answer questions like "How much will my medicine cost at the Main Street pharmacy?". You will actually have to take the card to the pharmacy to find out. For what it is worth, we have helped a few dozen people with various usage questions about this particular discount drug card and we have not heard any negative feedback. Users like the fact that the discount card provides an immediate benefit without the need to meet a policy deductible and can be used with pre-existing prescriptions.