Finding short term health insurance
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: I'm looking for an affordable short term health insurance plan for me and my 9 year old daughter. I will need one month of coverage but am not looking for regular insurance such as doctor visits, dental, vision or RX, but more for unexpected injury/illnesses. I am trying to avoid signing up with COBRA.
A: A short tem medical insurance policy with a high deductible would be perfect for this purpose. These policies are available in most states with online enrollment and immediate issue coverage. See the state-by-state listings at www.FreedomBenefits.net. You are smart to avoid COBRA in your situation. COBRA is about 4 times more expensive and is primarily designed for people who need coverage for pre-existing medical conditions. Since this does not seem to be an issue for you, the lower cost coverage provides far better value.
Summary
More resources:
http://www.FreedomBenefits.net