This Web site contains a compilation of more than a thousand consumer finance
columns written by Tony Novak from the 1980s through 2006, updated and reformatted for
maximum usefulness today. New material was added after
2010.
Content is the opinion of the author and does not represent the
position of any other person or entity. Information is from sources believed to
be reliable but cannot be guaranteed.
The author is paid for product endorsements and has an ownership or
other financial interest in the businesses related to the topics
covered.
Submit consumer finance questions at OnlineAdviser.org and health insurance questions at
OnlineNavigator.org
FreedomBenefits.net Insurance Exchange
- your source of valuable information on state and federal health reform
benefits.
Core Health Insurance
- America's favorite mini-med insurance with affordable premiums, freedom
to choose providers, optional PPO discounts and guaranteed eligibility
regardless of medical conditions.
Please support the Web sites that make publication of AskTony
services possible.
Health insurance application fee
originally posted: 11/22/2006
reposted: 2/18/2011 This post has not
been recently reviewed or revised by the author and may be out of date.
If you notice an error or are in doubt, please send a new question by
email or ask for an update. Email asktony@tonynovak.com.
Q: Do all health insurance
policies have an application fee?
A: Maybe not all, but most
individual and group health insurance policies have an application fee
built into the quoted premium cost. The most common application fee for
health insurance is $20. The insurance underwriters use this fee to
determine whether an applicant is "serious" about applying for coverage
before they allocate their time and resources tot he application. An
application that is submitted without a fee is not processed.
One notable exception is supplemental health insurance. The policies
like "Basic Health Insurance" usually have no application fee
Summary
More resources:
http://www.basichealthinsurance.net
