Health insurance under $30?
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: In your recent Online Adviser you make mention to a article that you featured "Positive Trend In Children Health Insurance " in that article you make reference to FreedomBenefits.net as a place to find insurance for children for a low as $30 per month. I went to that sight and clicked on two states Wisconsin and Illinois and could not find any such reference. Nothing relating to Commercial Insurance or Children. Please tell me where I can find the $30. health insurance for children.
A: Just to check the "as low as $30 per month" claim, I plugged in a random zip code (18944) to price coverage for a boy under 18 for the "Secure Lite STM" product from the left-hand margin of the home page at FreedomBenefits.net. The lowest six month premium was $173. Females were slightly higher $191. Some policies would likely be priced lower but most policies would be priced higher. Some insurance policies require payment of an association fee or application fee that can push the cost a little higher. When health insurance companies advertise "as low as" rates, this does not represent the price of a typical issued policy, but there is no reason to think these ads are exaggerated or that this type of statement is misleading to consumers.
Summary
More resources:
Secure Lite STM pricing and enrollment
FreedomBenefits.net