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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Health Savings Accounts as a tax shelter

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.

Q: Are health savings accounts going to survive now that they have been branded a “tax shelter for the rich”?

A: Yes, HSAs will stick around. The critics, while few in number, have been able to get some media attention. Former Governor Jesse Ventura of Minnesota was a vocal critic. Still, there is overwhelming support from policymakers of every background. There is no significant force calling for a repeal of HSAs. In contrast, the list of supporters is overwhelming. While health savings accounts are an excellent tax shelter, rich people are not the only ones using them. Several HSA sponsors including FreedomBenefits.net published reports that show that about half of the HSA owners have total household incomes less than $100,000.

Summary

More resources:

"Health Savings Accounts Recognized as a Tax Break for the Rich" http://www.healthsavingsaccount-hsa.com

FreedomBenefits.net