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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Life insurance issued online

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.

Q: What is the maximum amount of insurance I can get without a medical exam or lab test?

A: Direct online policy issue is available in most states up to $100,000 without medical evidence of insurability. The maximum is increased to $250,000 or the amount of your mortgage if you obtained a mortgage within the past two years. Of course, higher amounts are available with approval of a medically underwritten application. See more detail on qualification and eligibility at the link below.

Summary

More resources:

Guarantee Trust Life Eligibility