This Web site contains a compilation of more than a thousand consumer finance
columns written by Tony Novak from the 1980s through 2006, updated and reformatted for
maximum usefulness today. New material was added after
2010.
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Pre-existing medical conditions
originally posted: 11/22/2006
reposted: 2/18/2011 This post has not
been recently reviewed or revised by the author and may be out of date.
If in doubt, please send a new question or ask for an update.
Q: I am worried about
pre-existing condition limitation if I enroll in health insurance. I
hurt my knee awhile ago but have not seen a doctor.
A: The definition of
"pre-existing medical condition" is defined by state law and varies
depending on where you live. In your state a pre-existing condition is
defined as something that has already been diagnosed or treated so you
do not have a pre-existing medical condition.
Summary
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