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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Proof of insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I need immediate proof of health insurance in order for my son to start a sports program today.

A: The "Secure STM" programs at FreedomBenefits.net will allow you to download a policy and insurance ID card immediately upon enrollment. These are full coverage major medical insurance policies that can last 6 to 36 months before you must re-enroll for another policy. This is one of the few policies that offers both the policy and the ID card immediately.

Summary

More resources:

Secure STM

FreedomBenefits.net