Privacy Policy

Standards - I do not reveal you personal information to anyone without your specific written authorization except in rare circumstances where I might be compelled to do so to comply with the law, an official investigation or a court order. If that rare event were ever to happen, I would notify you. My privacy practices are primarily controlled by accounting industry standards established by the American Institute of Certified Public Accountants. Other accounting and financial services industry partners and other governing bodies have standards that may also apply when you use their web sites and services. These other policies are posted on other web sites and, of course, are not under my control.

History - I have no knowledge of any complaints related to this web site's user privacy nor any reported incidences of information privacy breach related to this web site or any of my business affiliates.

Security - See the Security Policy page for information about my online and physical security measures.

Privacy Officer - If you have any concerns about online privacy related to this web site, please contact Tony Novak.

Opinions expressed are the solely those of the author and do not represent the position of any other person, company or entity mentioned in the article. Information is from sources believed to be reliable but cannot be guaranteed. Any accounting, business or tax advice contained in this communication, including attachments and enclosures, is not intended as a thorough, in-depth analysis of specific issues or a substitute for a formal opinion, nor is it sufficient to avoid tax-related penalties. Tony Novak operates as an independent adviser under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator" but is not a representative, agent, broker, producer or navigator for any securities broker dealer firm, federal or state health insurance marketplace or qualified health plan carrier. He has no financial position in any stocks mentioned. Novak does work as an accountant, agent, adviser, writer, consultant, marketer, reviewer, endorser, producer, lead generator or referrer to other companies including the companies listed in the articles on this web site.

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