June 2012 Tweets

Law employment trends impacts financial planning for lawyers http://wp.me/p19ZYT-7U  via @wordpressdotcom

@billmckibben last night on the Delaware Bay we had the most violent storm I've ever experienced here. Cleanup starting this morning.

RT @BaySave: leaking military explosive discovered in the ‪#Delaware_Bay http://delonline.us/MxEJbW

Fortescue Beach, NJ http://wp.me/p2kdr1-cj , Fortescue is the most populated community in our Township.Our smaller beach is less known.

Severe Thunderstorm Warning for Newport, NJ (08345) - high winds, power out, boats blown out of slips, messy sandblast, lots of lightning

The most violent thunderstorm I've ever experienced. Sand blasted, cabin rocking, Power out on half the island. Our half obviously spared.

If it looks like a duck, swims like a duck and quacks like a duck, it probably is a duck reasons Chief Justice John Roberts.

Considering ‪#law_school? http://tonynovak.com  suggests that you get an MBA instead and then hire a good lawyer.

This article on health benefits planning has nothing to do with the title about Supreme Court decision http://shar.es/sULBK  via @sharethis

It seems that some health insurance advisory and related Web sites are overloaded this morning and not accessible. Anybody else notice this?

RT @FreedomBenefits: ‪#SCOTUS rocked Wall Street: hospitals gained up to 10%; insurers fell 5% immediately with announcement of the ruling.

RT @tomtomorrow: I think I just watched Romney promise to replace Obamacare with Obamacare.

Kudos to health insurance Professor Arthur Tacchino, JD at The American College for "calling it right" http://bit.ly/NRGccF

RT @tonynovak: First glimpse of health reform after the ‪#SCOTUS ruling http://bit.ly/MRpW6R

First glimpse of health reform after the ‪#SCOTUS ruling http://bit.ly/MRpW6R

RT @FreedomBenefits: Learning to live with ‪#universal_health_coverage http://bit.ly/KOTNlc

The ‪#SCOTUS ruling benefits my businesses financially, but I don't think it was the correct decision.

"if a man hasn't discovered something he will die for, he isn't fit to live". - MLK speech in Detroit 6/23/63

What impression does your email domain give of your computer skills? http://bit.ly/crf4WB

Quicken is guilty of jumping on the scare tactic bandwagon here: http://www.quickenblog.com/are-401k-fees- … via @Quicken

Health insurance for ‪#diabetes continues to be a huge problem in most states http://bit.ly/g5In4z

RT @binarybits: "Prohibition has made drug trafficking so lucrative that kingpins can buy whatever they want: they have submarines now"

Average starting salary of a ‪#lawyer in NJ is under $58,000 but >90% of recent grads seem to have found jobs per ABA survey

Average starting salary of an attorney in PA is $70,000 but 23% of ‪#Villanova recent grads were unemployed per ABA survey

1/3 of us will die from heart disease, 1/3 from cancer, 1/3 from all other causes combined.

Mortgage interest and property taxes can be capitalized prior to installation of business use on property per Reg. 1.266-1 without AMT

Home equity or mortgage interest can be a business expense under interest tracing rules of temp. Treas. Reg. 1.163-10T (not a fun read)

Students: Microsoft Office 365: now free! http://bit.ly/LD0LuN

Another report discusses permanent higher unemployment http://reut.rs/MTSz7n

RT @damianpaletta: Social Security chief Astrue says a # of disability attorneys were manipulating appeals process to secure lenient judges

Aristotle said "Law is mind without reason".

Take time today to tell someone that they are doing a great job.

RT @tonynovak: Court ruling won't change the fact that health costs are the third-largest and fastest growing expense in business today.

How is an LLP treated for employee benefit tax purposes? http://bit.ly/MTIjLU

Tomorrow's court ruling won't change the fact that health costs are the third-largest and fastest growing expense in business today.

I just learned about a foreign "scraper bot" that attacked our Web site yesterday. The intent is to take content. http://bit.ly/JrNji

@ToddQuinones ..so now its up to the rest of us to keep talking about the problem with lazy students

Some Alaskans will not be happy with the $1.7 Billion fine to be paid to feds for health privacy violation http://bit.ly/IVxhqR

@KathyBHoffman re: "State officials have estimated..." in WSJ today. Any names of these officials or citation available? Thanks

This is odd: 3 different people reporting that ADP say COBRA benefits have changed. Did I miss something? http://linkd.in/MQs0zK

Change to COBRA benefit period for spouse of Medicare-eligible former employee?: http://lnkd.in/GNDuBb

I want to sell or license http://wealthmanagement.us.com  Web site; any ideas?

Great article on security issues with Web form processing from Tectite; stuff business owners + accountants should know http://bit.ly/LMCsoY

A bank is a place that will lend you money if you can prove that you don't need it.-Bob Hope

"If you owe the bank $100 that's your problem. If you owe the bank $100 million, that's the bank's problem."-Jean Paul Getty

Henry Ford said that if people understood our banking system "there would be a revolution before tomorrow morning."

The term "multi-family office" is too vague and is increasingly indistinct from "wealth management firm".

RT @FreedomBenefits: Appeals court ruling helps make health insurance tourism planning for health insurance easier http://bit.ly/LMGZrv

NAIC meeting June 26-27 in Washington DC: http://lnkd.in/-nPTPX

@MSDynamicsCRM Will we see the Q2 2012 update released by the end of Q2?

Correction: Thursday (last day of ‪#SCOTUS court session) is expected health care ruling

TODAY! RT @postpolitics: ‪#SCOTUS will not release health-care decision today

#SCOTUS tweets seems to be flying at a record pace today!

@tectitecom Still can't find your article. Can you post a link?

Coast Guard report of east coast sea level rise "hot spot" http://on.doi.gov/MKbn8Z  Our observations were not crazy after all.

@billmckibben Any comment on recent news reports of east coast "hot spot" http://www.usgs.gov/newsroom/artic …

Will Europe suffer fatal collapse within 3 days? (Soros on Bloomberg News) http://bit.ly/OjAXoq

@joe_palazzolo - Great work recently on coverage of law school value / employment situation.

Your teen needs a summer job? watch Brian's video http://bit.ly/MuPxqC

RT @JimBourke: Example is the school of mankind, and they will learn at no other. http://is.gd/kMLpn6

RT @BaySave: We are in the middle of the sea level rise "hot spot" with about 5 vertical inches lost since 1990. http://bit.ly/KX37Vs

1/3 of us will die from heart disease, 1/3 from cancer, 1/3 from all other causes combined. http://read.bi/KWXM0b

This article only indirectly refers to the impact of crushing debt - both for education and consumer expenses - that m…http://lnkd.in/ek9gn4

RT @MSFFinancial: How to navigate throug your NEW online Social Security report ‪#in [RetirementWatch] http://fb.me/1R7WEZK5O

RT @140Limited: American consumer deserves to deal with investment PROFESSIONALS who know, understand their fiduciary obligations.

Ridiculous op/ed coverage of Obamacare overhaul @TPHealth begs for correction http://bit.ly/MOtNFg

"Learning to live without universal coverage" will be the major business theme this coming week. http://lnkd.in/cKBr-h

"Learning to live without universal coverage" new blog post

Financial planning for an attorney starts with a student loan, a retirement plan and a partnership agreement.

The big financial planning topic this coming week: responding to investor jerk reactions following expected Supreme Court health care ruling

"How to improve small business 401(k) plans" article received a boost by Google this week http://bit.ly/Mp3lBL

The most common reason that COBRA coverage is extended to 36 months is when the employee/spouse starts Medicare http://bit.ly/L3xUv2  (new)

Fordhook Farm (home of Burpee Seeds next to Del Val campus in Doylestown) has open house today and we plan to visit.

"Has the real estate market on and around Hilton Head Island reached the bottom?" No, not if the island is going underwater as predicted.

What to do when a former employer makes an error in handling COBRA coverage. http://lnkd.in/3TdRYV

The recently enacted Jumpstart Our Business Startups (JOBS) Act will help so few small businesses that it isn't worth discussing here.

RT @hillhealthwatch: Obama administration touts health law an hour before possible ruling http://bit.ly/NYgLZg  Shameful state of politics.

Philly kid shot 9 times won't talk to cops but posts on Facebook; this brilliant strategy triggers perjury charge.

@BrandYou I was fortunate to start a writing career with a partner was a published author, attorney and English teacher/editor.

RT @GuyKawasaki: Human speech started with monkey lip-smacking? http://is.gd/qdW0i8  aand often appears to me to be reverting

Every known indicator says that health care spending will grow faster than the economy for the foreseeable future.

The "best example of lying with statistics award" this year goes to FamiliesUSA for their latest health care propaganda http://bit.ly/LkNxRq

47% of employers polled by Powers will switch to defined contribution health plan using individual insurance exchange. Huge!

Survey reported 6/19 in Hartford Courant of employers switch to cash balance health plans has HUGE implications for future of health care.

UHC joins Aetna in suing Bay Area Surgical in battle over payments

My comment on http://NJ.com  at http://bit.ly/NLKEfj  re "Life Along the Delaware Bay"

RT @owillis: the civil rights act passed the senate 48 yrs ago today because dr king + millions of others didn't just give up the first time

"The Passage of Power, should be read... by ... every self-described leadership communication professional in America" http://bit.ly/LBOS34

I am looking for small business owners or their accountants to comment on an article in development about COBRA audits.…http://lnkd.in/gAqG5p

Does Ehealth see China as a better health insurance market than US? Probably. http://bit.ly/NLLE2Y

Mark Twain's simple insight “ Work consists of whatever a body is obliged to do, and play consists of whatever a body is not obliged to do”

Tonight I told my daughter and her boyfriend stories about my college car - a yellow 1972 Porsche 914 http://bit.ly/Nc8IFx

Received an email from Golden Rule Insurance attorney that requires at least one week from news event to release of media coverage.

I noticed today that health care executives seem to be dragging their feet on even mundane business decisions on the eve of the Supreme Cou…

My rebuttal to a misguided defense of Obamacare published as the sole comment at http://bit.ly/Moam22

Ron Williams turns to the dark side: http://lnkd.in/CRXCPk

A helper spend many hours updating the format of about 1,000 old "AskTony" Q&As at http://bit.ly/KvGndE

Steve Jobs said tech manufacturing is not coming back to the US. http://bit.ly/KvFK3J  He might be wrong but we won't know for decades.

Industry laments the shortage of financial planners yet it doesn't seem complicated problem to me. Low base pay and no job security.

One easy way to lower 401(k) participant expenses: offer a self-directed brokerage option. http://bit.ly/Mp3lBL

Much ado about 401(k) plans ahead in media, but will it really accomplish anything? Probably not. http://bit.ly/Mp3lBL

At least one person believes real change is possible: Rebecca Onie: What if our healthcare system kept us healthy? http://on.ted.com/epN  ‪#TED

@tectitecom Do you happen to have any basic info on "what cpas should know about business formmail security"? I need for future article.

The law defines bigamy as having one too many wives. For most of my life I've defined monogamy the same way.

Sigmund Freud said that civilization started the first time a person hurled an insult instead of a stone.

Another user: "I only want to buy insurance that covers (my disease). I don't want to pay for coverage for the stuff I don't have."

A woman writes to http://OnlineNavigator.org  saying she has no money for baby's health care. Signature says "sent from my iPhone". Priorities!!

RT @FreedomBenefits: Do you have the right prescription coverage for mental and nervous conditions? http://bit.ly/KCoRB9  - mental health Rx

June issue of AARP bulletin has a great summary of Medicare & social security economics

We would save a lot more lives by having the government do body scans in medical clinics rather than airports.

Employee education is the fastest and most cost-effective method to improve 401(k) results. http://bit.ly/Mp3lBL

Are 401(k) plan fees really out of line? In most cases, no. http://bit.ly/Mp3lBL

Half of the employers polled by GAO were not aware of the fees charged to their employees in 401((k). http://bit.ly/Mp3lBL

What's needed most to improve 401(k) results? Employee education. http://bit.ly/Mp3lBL

Myth: Expense ratios on 401(k) plans are lower than those on investments offered to individuals. http://bit.ly/Mp3lBL

The range of 401(k) plan expenses is from 0.28 percent to 1.38 percent. Small businesses are at the high end. http://bit.ly/Mp3lBL

I'm gearing up for the media coverage and resulting public reaction to 401(k) disclosure requirements that come into e…http://lnkd.in/F8dPKC

71% of people polled by AARP believed that they did not pay expenses in their 401(k). http://bit.ly/Mp3lBL

Today's tweets are about 401(k) plan fees; sort of a experiment on the effect of grouping Tweets .

Much ado about 401(k) plans ahead in media, but will it really accomplish anything? Probably not. http://bit.ly/Mp3lBL

One easy way to lower 401(k) participant expenses: offer a self-directed brokerage option. http://bit.ly/Mp3lBL

There is a new development in the field of income tax planning that could have a huge impact. On Friday the House Ways and Means Select Rev…

expired tax breaks may be extended for 2012 per US House Ways and Means Committee hearing on 6/8/2012 http://bit.ly/LDZYsr

Welcome news that the popular http://Corehealthinsurance.net  will not raise rates in 2012 but some benefits will be reduced

Congressional Budget Office predicts 3% drop in number of workers with employer-sponsored health insurance. I feel certain it will be more.

Thanks Walnut Street Theater for another great season. 'The Buddy Holly Story' knocked our socks off last night.

US Dept of HHS announced last week that it is ready to respond if the Supreme Court strikes down all or part of the healthcare reform law.

Congratulations to my brother John and his company MassMutual Retirement Services http://bit.ly/MwnTsR

Six of the nation's super-rich owed no taxes in 2009 due to effective tax planning. Anyone similarly dedicated can achieve the same result.

@TIME Our local public high schools still require some minimal amount of programming for all kids. Isn't this the norm elsewhere?

There are several important announcements affecting the health insurance exchanges on July 1. I'll work on reporting these next week.

Mostly quiet this week on the NJ drunk driving legal reform issue while I was away at the CPA convention http://bit.ly/MvCssE

All animals are equal but some are more equal than others. - George Orwell

Planning for an unprecedented pace of change http://www.tonynovak.com

Medicare isn't going away but out-of-pocket costs will be much higher. What have you done to prepare?

How do you plan for unprecedented change coming in the decades ahead?

The greatest threat to our retirement security is the increase in out-of-pocket health care costs ahead. What have you done to prepare?

@MichaelKitces I hear you; just suggesting a bigger picture perspective. In 30 yrs will we agree on what is an asset and what is it worth?

@MichaelKitces perhaps suggests that balanced scorecard reporting might be useful for fin planners and clients who 'get it'? I'd agree.

@MichaelKitces raises the question "is there a better way to report"? (performance) as I return from a talk on carbon-based reporting.

@MichaelKitces Perhaps I've been listening to too many futurists lately. A planned read of the book "Abundance" might help me chill.

@MichaelKitces maybe planners could do well to adapt the medical creed "first, do no harm".

@MichaelKitces yet the principles 'cash is inferior' and 'fully invested = highest long term return' are less certain than ever before.

#NJSCPA12 Amazed by woman who took lengthy phone call in seat mid session today. Her neighbors lost patience. What was that about?

Thanks to staff for exhausting job of running ‪#NJSCPA12

@MichaelKitces but cash reserves may add significantly to psychological satisfaction of investors. What's that worth?

@USATODAY we will miss car talk. Even my 16 yo daughter listens.

I learned a lot at ‪#NJSCPA12 fraud o criminal program

Listening to Ray Bradbury tribute on NPR

RT @FreedomBenefits: The future of health insurance exchange in New Jersey? For not it's flat http://bit.ly/K11IN7

Update on consumer driven health plans posted at http://bit.ly/LzabEM

"I am unwilling to approve the establishment of a statewide health insurance exchange at this time" - Gov. Christie http://bit.ly/K11IN7

All animals are equal but some are more equal than others. - George Orwell

@Carolyn_Hook thanks!

@DonPMeyer Delaware issued the license.

White House: We Promised a $2,500 Premium Cut -- Here's a $118 Rebate Instead http://bit.ly/Lq8nzA @DonPMeyer

Neuroscience will change so much of our world Edie Weiner at ‪#njscpa12

@mranhloa yes: "youth is wasted on the young". Use college savings to pay for it.

Recession vs. Resource realignment due to disruptive technology is a matter of viewpoint. Interesting! ‪#njscpa12

I actually don't know anyone who wants to retire at 65 anymore. Edie Weiner ‪#NJSCPA12

GGreat American novel: "From Beer to Fraternity" Edie Weiner ‪#njscpa12

Planning for unprecedented uncertainty w Edie Weiner at ‪#njscpa12. However, additional input data makes life expectancy more predictable

Who wants to own a spouse for 70 years? Not my wife. ‪#njscpa12

Edie Weiner discussing aging at ‪#njscpa12 Did you know Miss New Jersey Senior pageant is going on this week in AC?

Considering "Educated incapacity" at ‪#NJSCPA12

Before engaging in conflict, walk a mile in your adversaries shoes. You'll be a mile away from the problem and have another pair of shoes.

HHSA compatible supplemental medical plans are available in most states http://www.FreedomBenefits.net

The problem w energy crash development prog is based on assumption that if we get 9 women pregnant we can have a baby in a month ‪#NJSCPA12

#NJSCPA12 Speakers (yesterday, today + elsewhere generally) need to be aware when ego/class issues interfere with delivery of their message

#NJSCPA12 yep, that's my new goal - pay for summer trips to the cape by selling excess energy produced from winter home to the grid.

#NJSCPA12 ever try to make a bus plan to justify renewable energy in NJ? Without more tax credits + funny accounting it might be impossible

Raping the environment has always been a profitable business plan; historical examples in book "Collapse" are compelling. ‪#NJSCPA12

I thought the folk singers were the only ones still talking about shocking coal atrocities. ‪#NJSCPA1

Is anyone else at ‪#BlackBerryEtiquette NJSCPA12 wondering about the details those statement on mercury poisoning?

How much do you know about 360 degrees of financial literacy?

How many at ‪#NJSCPA12 are familiar w carbon based financial reporting? How many in politics or general public?

@BaySave has not been effective in amplifying JFK Jr.'s message.

Robert F Kennedy Jr. at ‪##NJSCPA12 on environmental issues: rely on free market capitalism. Example of Hudson watermen's fishery destroyed

My hometown: not actually at the end of the world but you can see it from there

Andrew Miller from @PNCNews at ‪#NJSCPA12 on student loans: no gov action before election; the real issue is inflated cost of education. Amen

Andrew Miller from @PNCNews at ‪#NJSCPA12 seems somewhat unimpressed w Wisconsin voters' expression. I see it as having more significance

@BillBateman1 I sometimes help undocumented immigrants w health insurance and it is completely legal. Always aware of conflicting standards

#NJSCPA12 repeat message: PACs are effective. I agree and support.

Andrew Miller from @PNCNews at ‪#NJSCPA12 sums up by saying "I'm not sure" where accounting regulation is headed over the next year.

PA Dept Rev reported having many unopened envelopes of mail-in tax returns while some wait for refunds.

Andrew Miller from @PNCNews at ‪#NJSCPA12 says politicians will likely "punt" on regulatory reform next year. I agree.

The best business article I've read this year: Fastcompany: Kasanoff + on Disruptive Innovation; (google it) - can't get it out of my head

LA Times reports 20 million food workers without health insurance http://www.freedombenefits.net

1 in 8 Pennsylvania hospital visits reported as unnecessary and avoidable per PHCCCC

RT @tonynovak: We are pleased to promote the new report "Lots to lose — How obesity is costing America" http://bit.ly/KtSjO0

We are pleased to promote the new report "Lots to lose — How obesity is costing America" http://bit.ly/KtSjO0

Who to trust when it comes to system security and cloud computing for small bus? Microsoft is a comfortable answer for an adviser.

#WhyMSFT? Our customers’ data privacy needs come first. http://ow.ly/bpb9t

I'd love to say hello to any South Jersey small business practitioners at ‪#NJSCPA12, I'm just licensed, working solo in benefits practice

Attending the New Jersey Society of Certified Public Accountants ‪#NJSCPA convention in Atlantic City. Presentations on the future of the in…

Beyond iphone and Facebook, young professionals lack tech skills per Boomer ‪#njscpa

US Dept Health and Human Services announces PTSD awareness month.

#BlackBerryEtiquette I'm old fashioned. Use silent mode w keynoard lock in all public and social situations.

Compromise may be overrated per Scott Brown experience

At ‪#njscpa in Atlantic City. Starting session with my favorite social media mentors Don + Rachel

White House announces health insurance premium rebates http://bit.ly/Kb7ifR

White House gets in on the act of announcing policyholder rebates http://bit.ly/Kb6QOz

Concerned about the impact of 401(k) fees? Discuss options in advance of employee disclosure with an independent adviser.

RT @tonynovak: update posted on New Jersey health insurance exchange http://bit.ly/K11IN7

Update posted on New Jersey health insurance exchange http://bit.ly/K11IN7

It is clear that Iowa's new health insurance navigator law will not be enforced on its effective date next month, per …http://lnkd.in/sPDHBU

http://lnkd.in/MwcHGc  New Jersey governor Chris Christie issued a well written critique of the health insurance exchange proposal in his...

Social media is gaining as the primary force of environmentalists http://bit.ly/Llh4Ft

I was #162 to make the "Be fearless" pledge: http://bit.ly/KFMo6g

Do investors realize the Fed is out of bullets?

Fox Business asks "Should we Scrap the 401(k) System and Start Over?" http://fxn.ws/L2LhfS

Quick response from Iowa DOI led to: update on Iowa insurance exchange navigator regulation law http://bit.ly/L2IzHb

I spent some time today reviewing Section 529 qualified tuition plan rules and strategies http://bit.ly/L2EdzU

http://UHCenrollment.com  now refers users to OnlineNavigator support http://bit.ly/LqMuwv

uupdate and commentary on New Jersey health insurance exchange http://bit.ly/K11IN7

RT @FreedomBenefits: New Iowa law gives short notice for health insurance navigator licensing <http://on.wsj.com/M9EWAa

Song: "The Delaware Bay Blues" http://bit.ly/K11wNQ

RT @tonynovak: Citizens in Wisconsin sue for state-provided health insurance. http://bit.ly/LoOlBD

Citizens in Wisconsin sue for state-provided health insurance. http://bit.ly/LoOlBD

Crash programs fail because they are based on the theory that, with nine women pregnant, you can get a baby a month- Werhner von Braun

NJ voters demand legal reform to prevent the unreasonable delay and failure to prosecute repeat DUI offenders. http://bit.ly/LyFpIq

Real question at OnlineNavigator: My disability benefits are expiring; how much insurance can I buy to keep the benefit payments going?

95% of merger deals in the U.S. lead to a shareholder lawsuit per AICPA, multiple lawsuits is the norm; adds to shareholder costs

Per HBR: disconnect between high bank customer dissatisfaction and low churn is unsustainable.