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- “Wall Street trained / Main Street Hardened”
- 12 Questions to Consider When Choosing Your New Accountant
- About Tony Novak, CPA, MBA, MT
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- BASICS: Six simple things that make accounting work easier
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- Introducing “My 2 Cents” telephone interview
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- IRS audits of business travel, meals and entertainment expenses
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Posts by category
- Category: 401(k)
- 401(k) investment choices
- The 2021 investment shakeup
- Benefit of 401(k) tax credit for small business that start 401(k) plans
- Impact of the SECURE Act on business retirement plans
- IRAs and the Retirement Income Myth
- 2019 Tax Saving Checklist for Attorneys
- New way to pay student loans – tax free!
- Alternative Investments: Now More Than Ever
- What the fiduciary rule means to us
- Target benefit annuity plans
- IRS does not pay ‘bounties’ to retirement plan auditors
- The goals of compensation and benefits planning
- Help wanted with 401(k) plans
- SEP IRA or Solo 401(k)?
- Ten easy and inexpensive employee benefit upgrades
- ERISA is still king per US Supreme Court
- The wrong way to do year-end tax planning
- Starting a 401(k) plan for your small business
- Clear explanation that there are no “1099 employees”
- How to fix your small business 401(k)
- Category: Accounting
- My own 2023 Progress Report
- CPA’s reliance on Google business listing led to a business crash
- Lessons learned (again)
- It’s February Already!
- A note on Artificial Intelligence 2023
- Misinformation effect
- Corporate Transparency Act
- What if it’s not true?
- Working with noncompliant businesses
- My blessed and winding career in 7 tweets
- My 10th nonprofit resignation and my effort to address published misinformation
- SCOTUS will hear Anthony Novak case
- Traditional Accounting vs. Collaborative Accounting
- Reconsidering nonprofit support
- We all share responsibility for nonprofits
- Change to social media policies of affiliated organizations
- Understanding cryptocurrency fraud
- Nonprofit financial governance FAILS
- Best practices for the future of small business accounting
- Significant small business tax news: Alliantgroup
- Abortion statistics for accountants
- How the change in abortion law affects small business accountants
- Where have the good investments gone?
- “You said that…”
- Misunderstood Pennsylvania Charity Laws
- Head’s up to New Jersey small contracting businesses
- New nonprofit formations under scrutiny
- Meet the client where they are: Cloud avoidance syndrome
- Five steps of pricing
- Criminal tax representation
- Start your own nonprofit business
- Six transformative changes I’ve made to control costs in my accounting practice this year
- Promotion for “My 2 Cents” Show
- Four personal reflections at the end of tax season
- The snarky CPA’s Guide to High Income Tax Planning
- Top 8 tax myths
- Explanation: When there is no agreement on fees for this tax season
- Nontaxable gasoline reimbursement plan
- How to handle tax law complexity
- Everything you want to know about LLCs
- How to form an LLC as a business
- How to form an LLC
- Why form an LLC? “to save on taxes”
- Why form an LLC? Anonymity
- 6. Why form an LLC? Nesting
- Why form an LLC? Protection
- Why form an LLC? A Name
- LLCs and the IRS
- What an LLC is not
- What is an LLC?
- CPAs have a public image problem
- Reflecting on the 1099 filing season
- Crisis measures in 2022 accounting practice
- Simple overview of tax options for LLCs
- Sample accounting services engagement agreement 2022
- Best Practices for Setting up an Accounting System for a Charity or Other Nonprofit Organization
- Donation acknowledgment letters from charities
- Sample Work Plan for tax preparation
- Audits are expensive, even for small charities!
- “My accountant disappeared”
- My web site updated for 2022
- How bad tax advice tripped millions of investors
- Avoiding SALT tax deduction limitation
- Reflections on 2021 business
- Which version of QuickBooks for 2022
- What to do when we find fraud
- Millville CPA Announces $50,000 in Free Accounting Support to Community
- Pricing variation of tax preparers based on community size
- Due dilligence and compliance checklist of nonprofit organizations
- Evolution of my small business communication systems
- Thoughts about ongoing education
- NJELEC clarifications
- Updated professional payroll services agreement (New Jersey)
- 2021 New Jersey election: what it means for our small rural depressed communities
- NJ election campaign committee no fee banking services
- Updated checklist of nonprofit business support services
- Revised ‘Best Practices’ in accounting services engagement agreement
- Small business workload shock hits home
- Is dumbing down curriculum our only hope?
- Taxation of accounting services
- Four keys to successfully suing your accountant
- States That Don’t Allow Credit Card Surcharges
- Updated engagement agreement for 3rd quarter 2021
- How to invite me as an accountant to be able to look at your QuickBooks Online records
- Why I’m proud of our election security
- How to get the most from the five levels of business accounting services
- Small business accounting updates
- The misunderstood CPA
- What’s the difference between a tax preparer and a tax adviser?
- Recognizing Black CPAs
- Relief from post-pandemic tax stress
- Ignorance among professionals is a growing problem
- Rules for CPAs who handle clients’ PPP loans
- People: stop meeting with your accountant!
- CNBC published incorrect tax advice about reporting of cybercurrency
- Rude tax effect of divorce or death of spouse
- Pattern on PPP2 loan applications?
- Four basic principles of small business bookkeeping
- Update on new Bitcoin reporting requirement
- January 2021 Paycheck Protection Program update
- 4 new concerns for small business owners
- My most popular blog posts are trending toward advisory topics
- How to resolve a tax dispute
- Tooth Fairy Syndrome
- Goodbye to the decade of disillusion
- 2021 plans
- Are small Paypal or Venmo payments reported to IRS?
- Simple bookkeeping systems for sole proprietors
- 2021 Tax and Financial Planning
- Redefining my ideal client and target market
- Paying too much income tax?
- Covid small business disaster story update
- IRS announced a “major milestone in tax administration”
- Evolution of accounting support services
- Average New Jersey tax preparation fees in 2020
- 29 “Five Star” online reviews! Thank You!
- Changes to Nonprofit Organizations
- Status of Paycheck Protection Program application?
- Brilliant small business strategy for post-shutdown recovery
- Change to client services agreement
- Small business roundup of crisis response news
- Costs associated with Paycheck Protection Program application processing
- How am I helping business owners survive the crisis
- Crisis response message
- Introduction message to the new CPA firm
- Security enhancements during tax season
- New Jersey election violations cost nine candidates $42,797
- QuickBooks Payments Drops PayPal
- Withdrawal of universal support for QuickBooks Online
- My unlikely ramble into national politics
- Bait and switch warning for tax refund loans
- New Jersey ‘Use Tax’
- Income tax preparation services for 2019 returns
- Big tax savings for New Jersey small businesses
- TurboTax is great! but…
- I don’t know politics
- Worker classification status; proposed change in New Jersey
- Fast paced change brings 2020 opportunities to small businesses
- New strategy for serving nonprofits in 2020: the $1,000 benchmark
- My small contribution to helping the world get back on track in 2020
- Why the changes to NJ S4202 ( employee vs contractor) are no big deal
- Small business sales tax update
- Accounting services engagement agreement – updated for 2020
- Lenovo Thinkpad T-580: one year review of a solid notebook computer
- Why hourly billing rates are a bad idea in small business accounting
- How to protect yourself from IRS Collections and Private Collection Agencies
- Unhappy with your small business accounting system?
- September progress
- What is the best way to use a web site to open discussion? (It’s probably not embedded chat)
- Amazon’s decline can hurt the CFO’s reputation
- Reduce business checking fees
- “To pay a vendor”
- Remote part time small business controller services: pricing model
- Accounting considerations for handling cash
- Avoid being a fraud victim when venturing into the cannabis industry
- Questions about TechSoup
- Five tech tools to boost small business income
- A survey of state-specific continuing professional education ethics courses for Delaware CPAs
- Three nonnegotiable points on CPA verification letters
- An accounting niche opposite the AICPA trend
- Ten million people with tax debt can still move forward with a normal financial and personal life
- Tax confusion with 529 plan withdrawal
- Who audits the State of New Jersey?
- Are tax free gains in your future?
- Two tips for new nonprofit organizations
- Accounting for volunteer services provided to a nonprofit organization
- Sample small business bill payment policies and procedures
- ‘Assurance’ though a web app is not insurance
- Initial thoughts on tax season wrap up and where to go from here
- Update on accounting business practices
- Business services checklist
- Butting heads on small business bookkeeping
- 15 features to ensure success of bill payment outsourcing
- Five reasons that you don’t know about tax-free stocks
- Corporation or partnership? File an extension now.
- Break down the tax filing process
- What’s up with QuickBooks?
- Does Pennsylvania sales tax apply?
- QuickBooks Online for law firms
- Employee vs contractor; more misclassification risks
- Professionalism still counts!
- How to grow a tax practice
- Robocall response II
- Six basic rules for handling a tax audit
- Platinum Level QuickBoooks ProAdvisor
- QuickBooks Self-employed revisited
- Accepting QuickBooks invitation to online accountant
- How to refer me for income tax services
- Last minute 1099 preparation
- Bill.com Expert Certification
- Simplify the business of life
- Small business payroll fees for 2019
- One QuickBooks Online account for multiple small businesses
- Changes to Tony Novak CPA business practices for 2019
- Full small business service payroll now available at $30.00 per week
- Use of trade name triggers 24% backup withholding
- What to expect when outsourcing small business payroll
- A favor requested please:
- Which version of QuickBooks is right for your business?
- Sample small matters, financial planning and tax services engagement agreement
- Responding to false tax and accounting advice
- The most important tax tip of the year
- Concern over unsustainable tax policy
- Concern over Tether
- Three QuickBooks insights
- Simple tip: keep electronic bank statements
- Accountant’s letter
- Sample tax preparation and filing services engagement agreement
- Make small business payroll service pay for itself
- Receivables management for accountants and attorneys
- Small business part time help matchmaker project
- Standard basic pricing for QuickBooks Online
- Head’s Up on New Pennsylvania Charity Reporting Requirements
- New Jersey CPAs weigh in on legislative priorities
- Implications of blockchain in everyday accounting
- Sample tax representation agreement
- Husband and wife partnerships are complicated
- One door closes, another opens
- Quickbooks pricing revisited
- 2018: The year for a Health Reimbursement Arrangement (HRA)
- The Impact of “Funny Numbers”
- Five reasons to not extend your business tax return due date
- Tax Preparation Fees for 2017 Tax Returns
- Everything you need to file your income tax return.
- Unreimbursed partnership expenses revisited
- Tax savings with accountable plans
- 3 steps to perfect small business bookkeeping
- Law firm productivity: the missing six hours
- Make tax filing easier and less expensive this year
- IRS launches audits of bitcoin holders
- A ‘systems’ approach to business improvement
- IRS Security Upgrade for 2018
- Encrypted Email, Secure Messaging and Secure File Transfer
- Referral fee for 2017 tax season
- An accountant’s telephone call to IRS
- Break free from Philadelphia tax notices
- 3 Small Business Accounting Predictions for 2018
- The ‘dumbing down’ of the accounting industry
- The Tax Organizer Fallacy
- Accounting firm of the future
- Step by step: Lawyers’ trust accounting in QuickBooks Online
- Law firm trust accounting overview
- Adjusting payroll taxes for 2018
- The Paperless Office
- Facebook Live: “30 Minutes to Faster, Easier, Cheaper Small Business Accounting”
- Tax preparers consider expanding small business services
- Business Planning for 2018
- Why Use QuickBooks Online?
- Unsuccessful QuickBooks promotion; lesson learned
- QuickBooks “Pay Bills Online” (New feature)
- Rant against desktop accounting
- Effect of election on NJ small businesses
- My Friday client communications
- “Current events in compensation and benefits planning”
- 2017-2018 tax services agreement
- The good news/bad news for New Jersey workers on Trump’s health care cuts
- Do I want or need a financial statement audit?
- QuickBooks accountant fees
- QuickBooks ProAdvisor Recertified
- Reflections on the standard of professional skepticism
- Small Business Payroll Services
- Fiduciary Rule will shake up the financial services industry
- AICPA praises small accounting firms
- CPA-prepared financial statements
- CPA services for nonprofits: a comparison of service and cost
- Sample Tax Services Agreement
- Income earned in multiple states creates tax filing difficulties
- It’s not too late for professional tax filing services!
- LinkedIn ProFinder to market low cost tax services
- Accountant’s verification letter for contractor
- Receivables management for small businesses
- Keep the Consumer Financial Protection Bureau Independent
- QuickBooks Self-Employed vs QuickBooks Online Premier
- NJ Attorney / Law Firm Directory of CPAs
- Public relations strategy
- Petty Pennsylvania tax penalty
- Save money on small business payroll processing by removing bundled fees
- CPA sends ultimatum to small businesses
- Free online tax return preparation offer
- We help with Turbotax returns
- Trends in my blog traffic: strengths and weaknesses
- Limitations on free tax preparation for 2016 returns
- Online Banking with Chase/Intuit
- Tip for 1099-MISC processing
- Two new digital consumer scams
- Taxation of S corporation shareholder health insurance
- Warning about Woodard/Intuit CPE program
- College Pro Bookkeepers
- Would your church or synagogue benefit from a financial tune-up?
- Tax tip to prevent identiy theft
- Beware ‘house flipping’ sellers
- Warning to small businesses about 1099 filing requirements
- Easy Button for Small Business Accounting
- Have you outgrown your tax preparer?
- How I “wowed” a small business accounting client today
- Two changes to tax preparation fees for 2016
- Stop wasting time on the worker’s compensation audit
- Increase in calls from online searches
- Rules for Tax Season
- Preparing for an audit of your nonprofit organization
- Thinking about changing accountants?
- I cancelled pre-election tax planning offers
- How to invite me to view your QuickBooks Online accounts
- Why small business taxpayers must use QuickBooks
- Unregistered Charities
- Change to Privacy and Security Agreement
- Why I switched from Google for Work to Microsoft Office 365 Premier for Business
- The return of flat fee tax planning
- Tax collection: Uncivil or just dumb?
- Soaring cellular data costs
- Pennsylvania divided
- Selling a rental property?
- Why people prepare their own tax returns
- Church and taxes
- Professional tax preparation fees for 2016
- No excuse accounting
- Tax filing deadline and penalties
- How the decline in civility affects small business advice
- Cleaning up my old blog posts
- Revisiting CRM for sole practitioner
- My Jesus theory debunked
- Invoking the name of Jesus in a business publication
- The Accountant’s ‘Come to Jesus Moment’
- The IRS requirement for personal auto mileage records
- The myth of the ‘correct’ tax return
- IRS catches nonprofit accounting cover-up
- Higher state taxes for 225,000 in our region
- What do LinkedIn users like to read?
- Contemporaneous travel log required
- Evaluating the risks and rewards of small business crowdfunding
- The problem with BNI
- So you’ve been asked to be a board member
- New rules for nonprofit financial statements
- My third favorite accountant
- Pricing of nonprofit accounting service worksheet
- More warnings of crowdfunding fraud
- CPA licensing issues
- CPA Mobility
- PA government says use a good financial adviser
- Hubspot digital marketing
- Save money by skipping small business accounting
- When taxes get ugly
- Sample professional payroll service agreement
- A small business marketing resolution
- Which of these is different than the others?
- Open to new ideas in CPA marketing
- Crowdfunding data on small business equity financings
- “Is Crowdfunding a Mirage or an Oasis?”
- Security warning about Symantec and Norton antivirus
- How to run a successful small business crowdfunding campaign
- Business crowdfunding for newbies
- Philly wage tax drops
- Small payments by nonprofit LLC for summer events
- New money-saving features in retail banking
- More on CPA risk of unauthorized practice of law
- New restrictions on partner’s employee benefits
- Trump Accounting: cooking the books at the expense of the rest of us
- The worst mistake a business owner can make
- Tax planning for young high income individuals
- IRS admits erroneous tax penalties
- A change to my income tax service agreement
- How to deduct 98% of your cell phone bill
- Bank needs accountant’s verification
- Uber wins independent contractor case in California
- A better way to take a home office deduction
- Tax deductible employee business expenses
- CPAs’ role in the political process
- PA unreimbursed business expense deduction creates an audit risk
- CPAs: “from crisis manager to opportunity director”
- What is the value of a financial adviser?
- Help for last-minute tax filers
- Homeowner tax credits for energy efficient upgrades
- Beware of these tax penalties
- Two week reminder for corporate tax filing deadline
- Time to look ahead for work after tax season
- “Pay half” tax preparation offer draws public discussion
- Get the most from your small business accountant
- Mobile scanning apps for taxes and accounting
- The $100 bill is doomed
- How should a CPA give references?
- Too many chefs spoil the financial plan
- What to do if your W-2 includes taxable health benefits
- Why are tax attorneys so expensive?
- Three benefits of operating as an LLC
- Who is responsible when the payroll service screws up?
- Control the cost of divorce with peaceful resolution techniques
- Reviewing income tax returns for accuracy and opportunity
- Employer health insurance payments are not wages
- Explaining the Health Insurance Penalty
- OnlineAdviser gets a makeover
- The problem with accountants
- How many new businesses are started in the U.S. each year?
- Top ten tax saving strategies for 2016
- Use American Express with QuickBooks to save bookkeeping time
- Early tax filing: what you need to know
- Three tips for wage tax do-it-yourselfers
- 4980D Small Business Excise Tax Liability
- Tax preparation fees for 2015 tax returns
- A 2016 marketing suggestion for small business advocates
- Year-end tax Scrooge on auto purchase and charitable contributions
- Last minute tax shelter setup for 2015
- Four small business accounting systems you will see less often in 2016
- Excited about focus of services for 2016
- Where are the checklists for 2015 small business tax changes?
- Small business ACA compliance toolkit available for 2015
- Toolkit for small business health plans
- The proper way for S corporations to report health benefits of shareholders
- FreshBooks Certified Accountant
- Revenue Ruling 99-6 LLC partnership conversion to disregarded entity
- Tax planning is tough for high income clients
- So you call yourself a scientist?
- General power of attorney
- Email scams about small business accounting
- 11 tax traps for small business health plans
- Retroactive termination of employee benefit plans
- Quoting fees for tax return preparation
- Tax practice in an environment of non-compliance
- S corporation vs. single member LLC
- Is your small business ready for the change in credit card rules?
- Reconciliation problem with Quickbooks
- Most workers are employees
- Fixing the problems of financial do-it-yourselfers
- First case of fraud in small business accounting
- CPE lectures must viewable offline
- How much does payroll service cost for a very small business?
- “CPA is too expensive” says this woman
- Lessons to be learned from Manco and Manco tax evasion case
- Sales tax on interstate accounting services
- Income tax preparation fees in 2015
- Variance in taxes is part of the game
- Financial Planning Considerations When Your Business is Losing Money
- Fixed Asset Accounts in QuickBooks Online
- Top 10 things small businesses will love about the new QuickBooks
- QuickBooks pricing changes effective today
- QuickBooks: comparing desktop and online versions
- New pricing for QuickBooks Online
- More on disappearance of book-to-tax accounting feature
- Five Things I’ve Learned From Tax Preparers
- Why I am furious with QuickBooks right now
- CPA communication with a prior tax preparer
- Even small nonprofits can benefit from online accounting
- Misunderstandings of tax treatment of health insurance
- Testing small business social media marketing message for CPA/benefits practice
- When QuickBooks is a no-brainer
- Obamacare adviser blues
- Should a CPA help a delinquent taxpayer? a criminal? a drug dealer?
- How to market a new tax practice
- CPA Tax Rates for 2015
- How to choose a financial adviser
- Surprise announcement by DOL affects small business health care planning
- Tax planning engagement letter for individual clients (revised)
- How I inadvertently contributed to incorrect tax treatment of HRAs
- Post-Sandy Government Shame List
- New CPA Office Makes a Value Offer for 2014 Tax Preparation
- Small businesses wrestle with Form 941 Employer’s Quarterly Federal Tax Return
- Non-permitted contingent fees and commissions for CPAs
- Adoption of modern small business accounting systems is stalled
- Disagreements about taxation of individual health insurance in 2014
- Tax planning: keep priorities in focus to ensure success
- A small business’ most valuable asset
- Accounting vs. bookkeeping vs. artificial intelligence
- Accounting Software
- Category: Advisory
- Category: Affordable Care Act
- Preserving right of claim for 2016 tax returns
- Three changes to small business health plans for 2019
- Five economic forecasts for small business in 2019
- The new state health insurance mandates – why this is the most important financial planning issue today
- Ignoring tax and insurance law is a big deal
- Avoid IRS penalties with assertive strategies
- HRA for spouse of business owner?
- Overview of post-ACA federal health insurance law affecting small businesses
- The latest on small business health plans
- Watch out for these two latest online scams
- Positive trends in childrens’ health insurance
- How to cope with out-of-network medical providers
- Chaos, ignorance, propaganda and fraud rule the tax reform effort
- The market for health insurance advice (revisited)
- Friday October 13 nightmare delivered by the president
- Annotated Health Care Executive Order
- The coming revolution in small business health plans
- Shocking Legislative Scam Proposed by Senators; Endorsed by President
- Single payer health care on the rise
- Taxation of health insurance
- Health insurance remains deductible
- Summary: where do we stand with 2018 health plans?
- A short term fix for Obamacare
- Expansion of mini-med insurance
- Aetna locked in legal battle over ACA pullout
- Health plans for New Jersey Farmers
- How to cope with threatened sabotage of health care financing
- Five health care strategies for small businesses in 2017
- “Skinny Repeal” explained
- What the collapse of health care reform means to us
- Financial planning under health care reform
- 5 things we know about the Republican health care reform plan
- How will you fare under the Senate health bill?
- Outrage over Senate’s health care reform bill spreads
- Begin financial planning for health care changes now
- Why I oppose the Republican health care plan
- Worst threat ever to your personal financial security
- Forming an action plan before setting a goal = FAIL
- Health insurance help for illegal immigrants
- Did the Republicans really win the health care reform battle?
- Trump signals new willingness to work with Obamacare
- Analyzing the impact of Trumpcare
- The effect of age-based health insurance
- Winners and losers under Trumpcare
- First look at the Republican health plan
- Small Business HRA for 2017
- Health care planning for small businesses: 2017
- Alternatives to Obamacare
- A holistic approach to small business benefit plans
- Update on 2017 tax reform
- New approach to break the health care reform impasse
- Health care reform in a nutshell
- What does “repeal Obamacare” really mean?
- Two important small business tax changes for 2017
- Building a better small business health plan
- Trump’s evolving priorities
- 2017 Consumer Driven Health Plan for Small Businesses
- Third Party Claim Validation for Uninsured Health Plans
- Planning for repeal of Obamacare
- 3 Tips to avoid the individual health insurance tax penalty
- A gap in small business advice following the election
- My potential windfall from the Trump health care reform plan
- I’m grateful for a good personal physician relationship
- Rethinking our 2017 health care strategy
- A sneak preview of single payer health care
- How to deal with shock increases in health insurance expense
- Insurance companies on the exchange
- Category: Aquaculture
- Overview of American Rescue Plan Act of 2021
- I love Powermatch! Thanks Ashley, Seth, Michele and Joel!
- Highest property tax rates in the country
- Feds turning against small farmers?
- Federal income taxes for farmers and fishermen
- Enough with the immigration lies
- How to handle the 2019 stock market crash
- Invest Like a Venture Capitalist
- Shared concerns over small business survival
- My 2017 in two short paragraphs
- Community-supported dock-to-table seafood launch
- 5 Years Since Sandy
- Defining trumpism
- Cumulative effects of coastal flooding
- Tough times ahead for US farmers
- “Retail Food Facility” Complaint
- Category: Banking
- Alarming financial reports leaked
- Main Street Lending Program Q&As
- A Fresh Look at Electronic Fund Transfer Payments
- PPP agent blues
- My PPP small business scorecard
- Inability to update electronic banking with IRS
- An update on crisis relief for small businesses
- Banking is difficult – not impossible – for marijuana related businesses
- Legal impact of residency and domicile
- Product review: Trim
- Turned Sour on Bitcoin
- Small business problems with ‘bill pay’ services
- Wells Fargo in the news again
- Trends in home ownership
- Arizona small business crowdfunding
- Trump is absolutely right about banking regulation
- Category: bookkeeping
- Category: Books
- A reminder of ‘The Seven Habits of Highly Effective People”
- Review of ‘The Road to Little Dribbling: More Notes from a Small Island’
- My prayer for America
- Why some people are more likely to end relationships over politics
- ‘Ignorance is bliss’ but stay away from public leadership
- The books that most influenced my life
- Preview of “The Road to Little Dribbling: Adventures of an American in Britain”
- Rich and Poor: The Growing Divide
- reading notes from “How Google Works”
- My favorite quotes from Maya Angelou
- How to write good
- “Made in America” by Bill Bryson – reading notes
- Gettysburg Address
- “Virus of the mind” – margin notes
- Excuses Be Gone – margin notes
- Applebee’s America reading notes
- Review of “The Biology of Belief”
- book review: “The Secret” reading notes
- Reading notes for “Storms of My Grandchildren”
- book review: Reading Notes for “The End of The Line”
- Frederick the Great’s Instructions to His Generals
- book review: “The Prince” reading notes
- The Art of War
- Review of “Eaarth; making a life on a tough new planet”
- book review: “Click: the magic of instant connections”
- book review: notes from “Collapse”
- Steve Lopez “The Soloist” – comments on mental illness
- Steve Lopez “The Soloist” – comments on writing
- benefits of walking/reading
- book review: “A Heartbreaking Work of Staggering Genius”
- Category: Business networking
- Safety planning for 2021 post-pandemic: a personal choice
- Reaching people who do not use social media
- Ten tips on how to manage the small business cash flow crisis
- Ten productive things I can do for my small business during this shutdown: (please share your list for inspiration)
- Small business crisis management starts with strategic communication
- Happy SBDC Day! March 20, 2019
- Category: Cannabis
- Category: CARES Act
- Category: CFO
- Category: Climate crisis
- Category: Computers and Internet
- How little we know about the metaverse
- The necessary response to disinformation
- How to measure your wireless signal strength
- A comment about Brave browser
- Low tech approach to avoid computer spying
- A quick review of StreamYard
- Six things I can’t believe that you are not using yet
- Verizon Wireless cellular data throttling revisited
- Edge vs. Chrome for small business
- Tech changes this week rock small businesses
- New problem with cellular internet
- Text messaging for income tax filing
- A fresh look at my history of online complaints
- Review of Lenovo T580 ThinkPad laptop for tax practice
- PDF document handling in 2018
- An experiment in password security
- Does blogging work?
- Manage these five key relationships for a happier 2018
- Small business online security update
- The latest on internet security
- Cellular 4G as a primary internet provider in rural NJ
- Microsoft security issue: unusual activity report
- Contact and calendar management
- Security upgrade for WordPress hosted small business web site
- Drive encryption (or file encryption) revisited
- I am a racist
- Chase Bank is not affiliated with Freedom Benefits
- Short review of Windows Fax and Scan
- Verizon Wireless vs T-Mobile cellular data
- Web traffic quality improves
- What they don’t tell you about Office 365 for Business Premier
- New tax scam with CP2000 notice
- My email address – revisited
- Nonprofits and small businesses lack security measures
- The benefits of Kickstarter
- Social media notification overload
- Digital Marketing: Week 3 update
- Comparing Facebook Live vs. Google+ Hangouts On Air
- My marketing basics reconsidered
- Fraud in crowdfunding
- My data management plan
- “How do I get health insurance?”
- Editor: “My position was eliminated”
- New small business support network announcement
- Disaster Recovery as a Service for small businesses
- Revisiting issues related to online content management
- Self-prepared tax data hack shows risk in personal devices
- My two rules about tax preparation fees
- No more Mr. Nice Guy on lack of internet in Cumberland County
- Celebrating small business basics in 2016
- A missing email mystery
- Outlook vs. Gmail: one more take
- Wix vs. WordPress for small business web sites
- Online security of seniors
- Ten CyberSecurity Tips for Small Businesses from FTC
- Web traffic trends at TonyNovak.com
- Another lesson on why you can’t believe what you read on the Internet
- A fresh look at solid state hard drives for PCs
- How secure is Dropbox, Google Drive, OneDrive and iCloud?
- Browser wars revisited
- How to use your mobile phone to file income taxes
- What’s new in income tax software about the Affordable Care Act
- Explosion in mush and junk online content
- estimating defined benefit contributions
- A funny thing happened on the way to the forum, the NJSCPA forum
- Sources of my Freedom Benefits Web traffic
- Script of new introductory video
- Problem with Acronis Cloud Backup has me scared
- Why I prefer Microsoft Office over Google Apps (and Excel over Sheets)
- A practical approach to bitcoin for regular people
- Review of my data backup plan: everyone should have one!
- LinkedIn premium still a lackluster offer
- Enom central price increase
- Simple and Basic PC Care Tips
- Category: Contracting
- Category: crisis management
- My Greatest Fear
- How to report PPP loan forgiveness on your 1040 tax return
- Is a small business tax crisis looming?
- Preparing for disaster
- Update on pandemic payroll tax deferrment
- Didn’t receive an economic impact payment?
- What’s going on in D.C. and how does it affect your South Jersey business?
- Small Business Guidance on Payroll Withholding Postponement
- Round Two of Small Business Recovery
- Unrealistic advice from IRS to gig workers
- Summary of the HEROS Act
- “I’m from the government and I’m here to help”
- How to compute the maximum amount of Paycheck Protection Program
- CARES Act triggers online and telephone scams
- Small Business Crisis Management Plan B
- Caution for those receiving Premium Tax Credits: AVOID CASHING IN IRAs
- Focus is the key to transformation and crisis recovery of small businesses
- No fee for Payroll Protection Program applications
- Small Business “Crisis Management Live” – Update Friday April 3
- New Jersey Small Business Disaster Relief Checklist
- Small business crisis management update for Thursday April 2
- Coronavirus Disaster Relief for Dummies
- Small business disaster relief: What’s my next step
- First steps in crisis management for small business owners
- Category: Crowdfunding
- Predicting success of small business crowdfunding campaigns
- Charging bull and defiant girl at the bayshore
- Crowdfunding update at year end 2016
- Another risk for crowdfunded products
- Small business equity crowdfunding video
- Another reason to stay clear of GoFundMe
- Small business equity crowdfunding: the first 90 days
- Crowdfunding at its worst
- Update on crowdfunding legislation for July 2016
- Crowdfunding article bibliography
- Successful equity crowdfunding isn’t free
- US playing catch-up in small business crowdfunding
- Web promotion and crowdfunding for nonprofit organizations
- Crowdfunding for agriculture and aquaculture
- “Could crowdfunding be the next big investment scandal?”
- Delaware passes crowdfunding law
- The demand for alternative investments
- State lawmakers tinker with crowdfunding: helping or hurting?
- Category: Cryptocurrency
- Category: Data Management
- Category: Delaware
- Category: Divorce
- Category: Education
- Category: Employee Benefits
- Questions about interstate law enforcement on abortion issues
- Beware false security in duplicate health benefit plans
- 25 Reasons small businesses choose HRA plans
- How to reduce small business labor costs (without paying employees less)
- More employer-provided student loan benefits
- Coping with loss of security in the gig economy
- 2019 in employee benefits: by the numbers
- US Supreme Court’s Mount Lemmon Fire District case impact on small business employee benefits
- Turn employee health expenses into tax savings
- The Other 95%
- Reasons for an employer to improve employee benefits
- 20 Simple and Inexpensive Things You Can Do to Improve Your Firm’s Employee Benefit Plan
- 2018 Changes to Employee Benefit Plans
- More Q&As on the Qualified Small Employer Health Reimbursement Arrangement (QSERHA)
- Sample deferred compensation plan
- Home office deduction for employees in 2018
- Small business employee benefits under the Tax Cut and Jobs Act
- Top 7 EASY Tax Saving Strategies for 2018
- How to save money on workers compensation insurance costs
- Odd experience with employee benefit documents
- How can I save real money on health care?
- All Tweets are not created equal
- Retirement saving basics for small businesses
- Features of Freedom Benefits Small Business Benefit Plan 2018
- New small business employee benefit plan
- Small business Health Reimbursement Arrangement setup and support services
- HRA or HSA
- Dental insurance vs dental discount plans
- Republican attacks against labor unions
- Support for ADP clients
- Section 18001 of the 21st Century Cures Act (Small Business HRAs)
- Reduce your income taxes in 2017
- 2017 Health Reimbursement Arrangement for Small Businesses
- 2017 Small Business Health Plans
- Self-employed dental insurance
- update on split dollar life insurance
- health care options for small businesses
- Merck lays off peers in Montco
- Tax traps remain for small business health plans
- Advice on emergency medical insurance
- The sorry state of small business employee benefits
- Section 105 medical plan for self-employed’s spouse
- Health insurance for farm workers
- Individual health insurance vs. group health insurance
- How to help employees pay for individual health insurance
- A simple individual health insurance alternative for small contractors
- How to change the tax reporting of employer health insurance payments
- Unique church employee health plan
- “Watcha gonna do?” – Tax professionals look at ACA compliance
- Quick Summary of Small Business Health Plan Informational Tax Filing Requirements for 2015
- Is my small business required to file Form 1095?
- Changing opinions on small business health plan penalty taxes
- S-Corporation owner/employee health insurance
- News: 2015 small businesses health plan tax filing extension
- International small business health plans for 2016
- More on Section 105 plans
- Common errors with small business health plans
- Plan ahead to avoid tax penalties on W2 health benefits
- Surprising lawmaker response to small business tax relief effort
- Last minute tax relief efforts in NJ and PA
- Bad tax advice and gobblygook
- The gap in small business employee benefits advice
- Avoidable small business taxes in 2015
- Don’t believe what you read online, especially about health insurance
- What options are available to employers who wish to help employees afford the cost of health care?
- Tax planning for small business excise tax penalties under IRC 4980D
- ACA – The law that really wasn’t
- Audio Post on full time employee testing under ACA
- Tax consequences of non-group insurance employer health plans
- What I learned this week
- Americans are baffled by health insurance elections
- Evolving risks of unauthorized practice of law
- Where is small business health insurance headed?
- Whole life insurance revisited
- Historic employee benefit plan documents
- Relief to small businesses that use safe harbor provisions in their employee benefit plans
- 18 Things Small Businesses Must Know About Health Reimbursement Arrangements
- Feds confirm that more small employers are bypassing health insurance reform laws
- MassMutual sets the pace for retirement plan services
- New tax law limiting out-of-pocket medical expense deduction makes new planning strategies necessary
- Category: Entertainment
- Category: Estate planning
- Category: Ethics
- Boycott list
- How we handle tax fraud
- Is it political? Is delayed prosecution for financial fraud unethical?
- Honorable James Dannenberg resignation letter
- Twelve consumer product businesses to avoid
- Skeletons in the closet
- Add impact to ‘Not My President’s Day’
- Top five traits of a good director
- Scoreboard: Radical Republicans – 0, Concerned Citizens – 1
- U.S. risks abadnoning Declaration of Human Rights
- Propaganda 101
- “Putting America First”
- Here we go: misdirected but full steam ahead
- Understanding the Trump supporter
- Use an honest marketing system
- Category: Farming
- Category: Financial Planning
- Six reasons why inflation is good
- Tax strategies for high income individuals
- Seven observations from COVID tax season
- Updated 2020 Tax Planning Checklist for Small Business Owners
- Two page business plan template
- Simple steps to a great financial plan
- Still don’t have a financial plan?
- Surviving a layoff
- Three simple steps to tax nirvana
- A primer on the China tariffs
- Legal advice by an accountant
- Exercise caution when changing your state of residence
- Avoiding taxes for IRA accounts
- Tax filing trends indicate future direction for professionals
- Continuing the tax planning conversation
- Forecasts are not political opinions or endorsements
- 2019 Tax Planning and Support Tools Available
- The profitable New Year’s resolution you can complete in an hour
- Turmoil in cyber currency and beyond
- Why are so many paying higher income taxes this year?
- A fresh look at RMDs
- Fast Facts about the US economy
- Biggest tax news of the year: 30 million will owe IRS this spring
- What Does the Omnibus Spending Law Mean to Me?
- What the heck is a 501(k) plan?
- Reviewing my Vision Statement for 2017
- 2018 tax rates for married filing jointly
- The three basic principles of individual tax reform
- First five strategies to deal with the new tax law
- Exit planning for your small business
- Financial planning for young lawyers
- Taxation of home health care benefits and family caregivers
- Six shocking economic trends and how they affect us
- What you should know about limited partnership investments
- Are you a financial revolutionist?
- Estimating the cost of COBRA coverage
- Prepare now for market correction and recession
- $100,000,000,000,000 (Wealth Inequity in America)
- Our plans to widen the US wealth gap
- Vanguard makes investment decisions easy
- My 2017-2018 economic and political forecast
- The short list of legal income tax avoidance tools
- Top Ten Easy Tax Shelters
- Best tax shelters for 2017
- 412i plan suitability
- Pension plan design and contribution calculation example
- Adios 2016 business disasters
- Trends in individual health insurance, 2016
- Is it smart to pay no taxes?
- North American Life View: a first glance
- Big news in consumer life insurance
- The benefits of increasing estimated tax payments
- Step by step guide to a great personal financial plan
- Bearish on McMansions
- Forecasting the presidential election
- Is this the time to buy at the Jersey shore?
- New study give insights to ‘Upper Middle Class’
- Mixing journalism with advertising: dangerous for consumers?
- Bala Cynwyd investment scam hits close to home
- Testing a new social media marketing message
- The most basic requirement of business success
- We all love a good investment story
- How to copy Trump’s financial success
- Investing in an economic collapse
- Why should you pay more tax than Donald Trump?
- Should I self-insure long term care expenses?
- MetLife retirement plan customers may be due refunds
- Now that you’ve filed your tax return
- Fiduciary rule should raise awareness of more important issues
- Why tax rates will be higher
- America’s evolving attitudes about inheritance
- Negative interest rates: what does it mean?
- The shrinking middle class
- What the stock market did while you were out
- Checklist of health care planning issues for financial advisers
- Bankruptcy of an Uber driver
- Lottery Aftermath
- Plan now to avoid a delay in your tax refund
- How to provide premium health care planning advice
- Three truths about the lottery
- The basis of financial planning
- Does Giving Tuesday make you feel a bit uncomfortable?
- Medicare information: Are online sites safe?
- Evaluating a private placement investment
- Initial inquiry about a private pension plan
- Stock market crash in a nutshell
- Now is the time to review financial plans
- Re-examining my core value proposition
- How do you know who to trust for financial advice?
- NJ state workers need to revise their financial plans
- Tax planning at the time of layoff
- Facebook messenger as a divorce tool
- Why most people do not invest
- Why middle-income tax planning is dead
- Why Freedom Benefits opposes Obama’s retail investing reform
- New York Life continues its growth trek
- The full burden of college debt is still unrecognized
- My three simple goals for 2015
- What I’m learning about lender-placed flood insurance
- Avoid C corporations with high tax rates
- Predicting your winter heating bill
- 50-something and not saving for retirement? There are plenty of us
- Investment custodian vs. broker/dealer (revisited)
- NAPFA definition of fee-only excludes insurance company owner
- Am I a fee-only financial adviser?
- Preparing for increased investment volatility
- Six changing financial needs of mature affluent clients
- Investing an inheritance
- My ideal client
- What if I don’t have supplemental health insurance?
- The problem with fee-only financial advice
- Now is the time for effective tax planning
- “Fee only” financial planning update
- IRA owners consider new threat from Supreme Court ruling
- 10 unconventional tips for replacing health insurance
- Investors should be scared (from a former Registered Investment Adviser)
- Busy week for financial planning news
- An Overview of Financial Planning Checklists
- “10 things that Google knows to be true” and how it applies to my OnlineAdviser business
- Cold calls that worked
- Tax accountants: cheats vs. variance vs. incompetence
- A letter to my mortgage loan officer
- The worst personal finance mistakes
- The problem with private scholarships
- Content available through Bloggerlinkup.com – clarification
- Reflecting on my tortuous journey to become a CPA
- Turning Point for Success
- Surviving spouses have a new tax saving tool
- Make your tax return filing a profitable project
- Quick course in PA inheritance tax
- Colleges may stop offering CFP
- Summary of Supreme Court Ruling Impact on Married Same Sex Couples
- Competition in the financial advice industry
- Changing expectations of wealth management clients
- Tax planning notes for 2013
- Employers may be legally required to reduce 401(k) plan fees
- Considering using Brand Advocates to market professional financial services
- Only 1% of financial advisers completely embrace fee-only service
- Comments on “Know Who to Trust” editorial about financial advisers
- Repeal of estate taxes in 2013?
- The value of financial planning
- notes / updates on 412(i) pension plans
- Medicare premiums are tax-deductible
- Average salary of non-public CPAs and billing rate of public practice CPAs
- A review of Section 529 Qualified Tuition Plans for 2012
- What do planners and accountants expect from each other?
- Tony Novak Certified Public Accountant designation
- Finances in the Older Patient With Cognitive Impairment, February 16, 2011, Widera et al. 305 (7): 698 — JAMA
- Issuer requirements for equity crowdfunding
- start of estate planning research project
- Category: Financing
- Category: Food and Drink
- Beer without gluten
- Impact of Mexican/South American work force on New Jersey
- The verdict on caffeine: “everything in moderation”
- Chemical contamination of fish in the Delaware Bay
- New Jersey Department of Agriculture: Don’t sell out to the soybean industry
- Best fish to eat – revised May 2011
- fresh smoked herring
- Ninja Barista
- Category: Gardening
- Category: Government
- Activism revisited
- What I learned about traffic court today
- Political support policy for 2021 and 2022
- Trump’s three largest tax problems
- How much does it cost to run for public office in New Jersey?
- No, you don’t get to face your accuser (Small business beware!)
- Our broken tax system
- Tax fraud case with the highest implications
- Support for NJ minimum wage bill
- Downe Township government said to merge
- Is tax amnesty coming to New Jersey?
- How health care became a human right
- The real obstacle to immigration reform
- Two theories of government
- Remember this night!
- Inspiration from ‘Lady with a Fan’
- The ultimate cost of opposing corruption
- Five Ways I Support the Paris Accord
- Cities vote to support impeachment investigation
- Allowable discrimination in small business operations
- Why we need drunk driving reform in New Jersey
- America first is still a dumb idea
- Update on Electoral College reform
- Leadership strategies to oppose the Trump regime
- Climate change denial: crime, mental disorder or both?
- The immigration issue from my own perspective
- Four good reasons to use an ITIN
- Leadership involves politics!
- Category: Health and wellness
- Our immediate response plan
- The Real State of the Union
- Health issues related to professional work after age 60
- How do you feel about 2018? (Nine reasons I’m feeling pretty good)
- 2018 New Years’ Resolutions
- Pre-planning goals for 2018
- New Jersey’s TrumpCare Nullification Act
- One month past my hypertension crisis
- Personal health data on blood pressure
- Three things that would make today a success
- Are we focused on the wrong highway safety issues?
- Shocking number of depressed and alcoholic attorneys
- Year end reflections on traumatic brain injury
- How to remain depressed: 10 tips for the depression-challenged
- How to handle shock health insurance increases
- Money Island infrastructure questions
- full moon and its effect on an injured brain
- The real science of the 21st century
- Less than half of us believe in the American dream
- Praise for Kaiser Family Foundation & HHS Secretary Kathleen Sebelius
- Motivation vs. Follow-through
- Asked of NJBIA: “Can you help my family turn this nightmare into just a bad dream?!”
- Worldwide boom in health insurance
- Perspective #1 on aging
- Winter solstice
- Category: Health Insurance
- A business resurrection as consumer value returns to employee benefits
- Don’t forget about the 2019 health insurance tax penalty in New Jersey
- Health insurance for illegal immigrants
- Questions about a QSEHRA?
- Health insurance options for graduating students
- 2017 Trends in health insurance enrollment
- More highlights of the Republican health plan
- Fantastic opportunity to save on taxes and insurance
- Short Term Health Insurance in New York
- New Jersey health insurance exchange choices disappear
- Tips for using the Health Insurance Marketplace
- Aetna oddities
- Number of uninsured rises; self-employed most affected
- Health marketers resort to word spin
- Insurance company logo dispute
- You don’t need a social security number to buy health insurance
- A dark day for Christianity
- Is the Health Insurance Marketplace working?
- OnlineNavigator in 2016
- Watchlist for tax preparers: 2015 small business health plans
- Social security number not required for health insurance
- Health insurance for 2016 brings unwelcome change
- Alternatives to a Health Savings Account
- Which short term medical insurance is best for me?
- Health insurance for diabetics
- Alternatives to Health Savings Accounts
- Category: HEROS Act
- Category: Hobbies
- Category: HTML Import
- Validating small business health care claims
- Twelve warning signs that you have outgrown your financial adviser
- Top 10 tax risks of small businesses
- Tax tips about individual life insurance
- The Advantage of Using an Hourly Financial Adviser
- Tax Saving Opportunity with 2004 Pensions
- Small businesses and nonprofits will ditch Facebook
- Small busineses may now make IRA deposits
- Short Term Medical Insurance for Special Situations
- primer on 412(i) plans
- Investment strategies for small business pension plans
- Know your health insurance options
- How to establish seperate employee bank accounts in a small business HRA
- How to improve small business 401(k) plans
- How to replace health insurance when changing jobs
- Financial service highlights for 2007
- Finding health insurance to cover pre-existing medical conditions
- Early signs of trouble for Health Savings Accounts
- Executive benefits for small businesses
- discrimination testing of small business health plans
- Curing Americans without health insurance
- Debit card problems in small business health plans
- Comparing coverage for orhtodontic expenses
- Availibility of Basic Health Insurance
- Calculating the real value of insurance
- changes to short term medical plans
- What is in accountant’s permanent file
- How to avoid 4980D excise taxes in small business health plans
- IRS approves HRA plan design
- Is a small business required to have employee benefit plan documents
- Health Reimbursement Aarrangements for small businesses; advantagess and disadvantages
- How can I get good small business benefit plan documents for my small business
- How long should I keep tax records?
- The changing role of small business HRAs
- Questions and answers about tax advisers
- HRA plans help owner-employees
- Ten simple rules for financial survival
- Get ready for 4980D small business excise taxes
- Understanding Basic Health Insurance
- Understanding Certificate of Creditable Coverage
- Understanding Home Office Deductions
- Validating small business health care claims
- What is a small business
- what you should know about limited partnership investments
- When using QuickBooks is a no-brainer
- the problem with independent third party substantiation
- Third party health plan claim validation
- Today’s variable annuities
- top 10 scams in consumer finance
- Trends in children’s health insurance
- Twelve warning signs that you have outgrown your financial adviser
- Tax risks of small business employee benefit plans
- Tax Update for Consumer Driven Health Plans
- Taxation of health insurance benefits
- Ten common mistakes of mutual fund investors
- Ten tips for writing a good business plan
- The books that most influenced my life
- the case for annuiites
- The future of consumer-driven health plans
- Simple cafeteria plans for small businesses
- How to design the best cost-effective small business health plan for 2015
- Small busineses may now make IRA deposits
- Starting a one person pension plan
- How to start a small business 401(k) plan
- student medical insurance tips
- Tax planning made easy
- tax preparation fees for 2013
- Tax Problems Surface with MSAs
- Preferred risk health insurance rates
- primer on 412(i) plans
- professional wealth management services
- Qualified medical expenses
- A Review of Intuit’ s Easy Estimate
- Sample letter of instruction for estate planning
- Shakeup in small business accounting
- short term health insurance
- short term medical insurance policy survey
- Medical Savings Accounts
- Mutual fund snapshots
- Mutual fund trading scandals
- My spiritual journey
- New strategies for reducing health care costs
- New Warnings About Fraudulent Health Plans
- Not Your Father’ s Bean Counter
- One Small Business Tackles National Health Care Crisis
- Outsmart rising interest rates with an assumable mortgage
- How to avoid tax penalties on Health Reimbursement Arrangements
- How to break up a group health insurance plan
- How to establish seperate employee bank accounts in a small business HRA
- How to improve small business 401(k) plans
- How to open a Health Savings Account
- How to Open an IRA account
- How to replace health insurance when changing jobs
- The inside scoop on Health Savings Accounts
- International Medical Insurance Improves for 2004
- Introducing Uncoupling.net
- Investment strategies for small business pension plans
- Know your health insurance options
- the quiet problem of life insurance
- Health plan survey – 2003
- Health plan terminology
- Health savings account enrollment issues
- Health savings account limits for 2005
- Health savings account problems after one year
- Health savings accounts after the 2004 election
- Health savings accounts after the first three months
- Health Savings Accounts are Officially Recognized as a Tax Break for the Rich
- Health Savings Accounts Offer Generous Benefits With A Catch
- A holistic approach to small business benefit plans
- How not to handle a COBRA notification
- Financial service highlights for 2007
- Finding health insurance to cover pre-existing medical conditions
- Flex term medical insurance
- Getting started with health savings accounts
- Going without health insurance
- health care options for small businesses
- Health care rationing proves effective in reducing uninsured patients
- health insurance for athletes
- Health insurance for overweight applicants
- health insurance for special situations
- health insurance for young entrepreneurs
- Health insurance options for graduating students
- Can an insurance policy serve as an employee benefit plan document?
- Health insurance statistics
- Eight factors that detmine the success of health reform transition in a small business
- Short term medical insurance
- Fee-only vs. fee-based financial planning
- Financial planning checklist for unmarried couples
- Financial planning for special needs children
- Debit card problems in small business health plans
- Debunking the myths of peaceful divorce strategies
- Design tips for consumer-driven health plans
- Developing a personal investment policy
- diabetic health coverage update
- discrimination testing of small business health plans
- Does my doctor accept this Insurance
- Comparing health discount plans
- Comparing health insurance policies
- Comparing short term medical policies
- Consumer driven health plans
- consumer driven health plans for small businesses
- Consumer driven health plans help opticians
- Controlling the cost of divorce with financial coaching
- “Select STM” Short Term Medical Insurance
- Tax laws expiring in 2011
- Accountant’s checklist when a client or family member faces imminent death
- Accounting problems with small business HRAs
- Act now for year end tax planning
- another obstacle for health savings accounts
- Availibility of Basic Health Insurance
- Calculating the real value of insurance
- changes to short term medical plans
- Changing Jobs
- Healthcare Reimbursement Arrangements for small businesses
- How do employee benefit plan documents benefit me?
- “I don’t have health insurance”
- IRS approves HRA plan design
- 2005 Dirty Dozen Tax Schemes
- Is a small business required to have employee benefit plan documents
- MSA plans end this year
- Maine mishandles taxation of health care
- SEPs gain popularity
- 7 things you should know about short term medical insurance
- American Health Shield adds low cost health insurance options
- Assurant health savings account setup
- Bank of America as investment custodan
- Celtic Insurance preferred risk rates
- Employee benefit plan updates for 2015
- Questions and answers about tax advisers
- HRA plan design
- HRA plans help owner-employees
- Health Reimbursement Arrangements (HRA) for small businesses; advantagess, disadvantages and alternatives
- 20 Reasons I like Medical Savings Accounts
- 21 reasons to Love Health Savings Accounts
- 3 approaches to small business accounting
- 4 things you should know about your income tax return
- transparency in financial services
- Ten things you should know about short term medical insurance
- The books that most influenced my life
- Mechanics of a financial plan
- Controlling the cost of divorce with financial coaching
- MSAs HRAs HSAs
- Health plan rules for small businesses
- Comparing Medicare and discount drug cards
- Choosing a financial adviser
- comparing child only health insurance
- Income tax changes due to the Affordable Care Act
- Tony Novak earns recognition as CPA
- Troubleshooting checklist for family limited partnerships
- 12 ways to get more from your short term medical plan
- Ten things you should know about short term medical insurance
- Six successful strategies in the search for affordable health insurance
- uncommon advice about starting your own business
- What are the risks of not having an employee benefit plan document
- Can an insurance policy serve as an employee benefit plan document
- HRA vs HSA: which is best for me?
- Category: Immigration
- Category: Insurance
- Category: Investment
- Understanding inflation’s impact on me/us
- Disruption of local rural South Jersey real estate market
- A sucker born every minute for real estate deals?
- The new world of social investing
- An introduction to tax free stock investments
- An overview of tax-free investments
- Good for CPAs, Bad for RIAs
- Everybody loves a tax cut
- Stock market correction in 2017 or 2018
- Blind trust basics
- Low interest rate news boosts stock prices
- The worst of residential real estate performance
- Ehealth continues to lead the insurance enrollment market but in the wrong direction
- Category: IRS
- We need better information on tax collection trends
- Noncash charitable donations
- Should a small charity file 990N or 99EZ? It might depend on your goals
- IRS Free File service is expanded
- Disowning the IRS disaster
- 41 Federal Tax Changes for 2021
- Disagree with IRS? Seven bullet points to know first
- Unlicensed tax preparers
- Tax provisions of the infrastructure bill
- What to do if you receive a ‘Notice of Intent to Levy’ from IRS
- Shockingly poor IRS customer service (and what to do about it)
- Low Income Taxpayer Clinics
- TAX ALERT: Non-employee compensation
- 2020 IRS Report on its Operations
- 3 IRS tax forms that you may need in 2020
- Tax lessons about statute of limitations
- What’s your risk of being audited by the IRS?
- Tax preparers in trouble with IRS
- Changing address with IRS
- Great advice from IRS
- Four taxpayer reactions as the realities of new tax law hit home
- A quick peek at 2018 income tax results
- What is your chance of being audited by the IRS?
- When do I get my tax refund?
- It’s apparently a good time to be a tax criminal
- A simple view of the 20% pass through deduction
- Check your e-filing acceptance
- Passport threatened by IRS?
- Abusive tax shelter still alive for the ultra-rich
- How to cope with the tax travel ban
- How to know if you are subject to the tax travel ban
- Travel Ban Because of Taxes
- US Treasury to introduce IRS “sucker cards”
- Bigger isn’t better when it comes to tax advice
- Annotated IRS Collection Statutes
- What to do if you owe money to the IRS: 4 steps to resolution
- #IRSFails
- Fun and games with the IRS
- Legislative History as Tax Authority: an Obsolete Concept?
- Want to pay less tax? Start with a review of your last return
- Basics of Taxpayer Representation
- Preparer Tax Identification Number (PTIN) Update
- A sad but common story of tax trouble
- Primer on Tax Transcripts
- Tax stress?
- Signs of further division in tax practice
- Trump sparks tax protest plans
- The tax madness has begun
- Free tax return preparation services
- Simple advice to avoid IRS scams
- Category: Law firm
- Category: lawyer
- Category: Leadership
- Personal reflection Sunday 11/13/2022:
- Compensation for nonprofit board members
- My request for local representation as SBA reconvenes the Council on Underserved Communities
- Of the seven Covey habits, which are your strongest and weakest?
- An Opportunity to Change the Public Conversation
- Democrat or Republican: still a dangerous fraudster
- An extraordinary 30 year wrestling memory
- Rest in power @1pissedPolack
- Reframing the language of leadership: words that matter
- In support of NJ Senate Bill 2293 “Securing Our Children’s Future Bond Act”
- Do not despair
- Aging gracefully
- Seven things you can do to help disarm the U.S.
- 2nd amendment repeal: political mission impossible
- The month of disappearing people
- Collapse of the democratic rulemaking process
- Respect for law / December 12, 2017
- Say thanks more often in business
- How to defeat tax reform (short version)
- The clear and simple path to defeat this tax reform bill
- A note on populism and civility
- The most powerful speech of the 21st century
- Ducks in a row
- Trumpgate: the huge problem on our hands
- When fascism comes: blame public hopes and popular opinion
- Missing the Meaning of Trump (WSJ editorial)
- Terrorist vs. muslim refugee
- Pocahontas empowered
- The problem with change in government
- Dealing with opposing values in business
- Civil protest is always ugly and sometimes deadly
- Civil action as a family value
- The real reason why San Francisco is a great place to live
- Electoral college surprise?
- Attack on our two basic freedoms
- The ‘Trump effect’ on the tax shelter industry
- I am the storm
- America’s values are not my values
- The education divide in political leadership
- Tips for new nonprofit board members
- Mistakes to avoid as a new nonprofit board member
- Second Thursday Blues
- An athlete’s expression of core values
- Insulting Pennsylvanians: enough BS already
- Leadership involves politics: politics involves dealing with diversity
- A reflective look at my own views on gun rights
- Scientists to Congress: Strongly Worded Letter About Climate Change
- A birthday greeting
- Security for rural homes and businesses
- Sad goodbye to neighbor in the NJ Blue Acres program
- Greenspan’s latest economic warning
- The scary rise of fascism in 2016 politics
- Casey Gerald Speech
- Category: Legal
- Category: Life insurance
- Category: LLC
- Does an LLC need to report a change in ownership?
- Does an LLC need to disclose the names of all of its members?
- Does an LLC need to file an annual report?
- Does an LLC need to have bylaws?
- Does an LLC need to have articles of organization, articles of incorporation or articles of association?
- Does an LLC need to have meetings of the board of directors?
- What is an authorized representative?
- Can I use an address in a different state than where my LLC is filed?
- Can I use my registered agent as the business address?
- How much does a registered agent cost?
- Do I need a registered agent?
- What is a registered agent?
- When an accountant forms an LLC, is this unauthorized practice of law?
- Do I need an attorney to form an LLC?
- Who can form an LLC?
- Can an LLC operate under multiple names, brands or trademarks?
- What special considerations affect LLCs with family members?
- When are LLC members not protected from liability?
- Does an LLC protect its members from excess liability?
- Is an LLC the same as a corporation?
- Why are some states more popular choices for LLCs?
- Where can I form an LLC?
- Why form an LLC? Avoid workers compensation requirements
- Why form an LLC? Avoid payroll accounting
- Why does a court ignore my LLC?
- Why does a private company refuse to recognize my LLC?
- Why does government sometimes refuse to recognize my LLC?
- What is a disregarded entity LLC?
- Is an LLC an ‘entity’?
- Category: Marijuana related business (MRB)
- Category: Marketing
- Does this marketing strategy make sense?
- Online marketing during a crisis
- Powermatch follow-up planner
- Blogging that doesn’t work
- Strategic Marketing Plan 2019
- Online support groups; the concept revisited
- Unwanted robo calls from TripAdvisor
- Ways to improve response to email
- Tax Preparation Service Offered Through LinkedIn ProFinder
- Category: Mortgage
- Category: Music
- Category: New Jersey
- My own personal experience with prosecutorial overreach
- Charity focus: Conflict of Interest and Compensation of Board Members
- New Jersey Taxes 4th Highest in U.S.
- New Jersey political forecast 2020
- I will not be silent on Trump fraud and cruelty in South Jersey
- Grateful for New Jersey Christmas trees
- South Jersey takes another political hit
- New Jersey small business survey
- How to set up clergy payroll
- The nation’s most shocking midterm election result: NJ2
- New Jersey real estate tax credit program made simple
- What small employers need to know about New Jersey’s sick leave law
- 15 basic facts about methane and the environment
- NJ flood news dominates my web traffic
- Category: News and Politics
- Review of Biden administration tax policy progress after one year in office
- Serious impact of unacceptable public behavior violations
- Nine 2021 tax law changes in the American Rescue Plan
- The fallacy of diversity and inclusion statements
- “More than a Vote” and the long road ahead to the next election
- The 2020 Government/Capitalist Surveillance Agenda
- Armchair epidemiology
- 59 Q&As on Families First Coronoavirus Response Act All Miss the Main Point!
- “I hope you weren’t looking to read good news this morning”
- Update on Gig Workers
- Small Pennsylvania hospital story illustrates the need for reform
- Legal requirements to release the tax returns of candidates for public office
- At one month, panic is setting in as we learn what government shutdown really means
- Tax Reform 2.0 update
- Boycott Sinclair in Pennsylvania
- Why the tax law might not mean much to you (but a lot for the rich)
- A shift in social media propaganda
- Tax Cuts And Jobs Act: simply a bad idea for our nation
- Small businesses join forces to defeat tax reform proposal
- Five simple tweets to defeat this terrible tax reform bill
- US citizens were sold out by 227 deplorables today
- Just say NO to tax reform that increases public debt
- 18 reasons to oppose the tax reform bill
- 2 reasons to support the tax reform bill
- First impressions of Tax Cuts and Jobs Act
- ‘Tuna tail’ public opinion after tax reform?
- Eight reasons why we must keep the estate tax
- Yiddish Curses for Republican Jews
- The five “D”s of opposing political opinions
- A Crime Against Humanity
- Philly: “This is not a normal election”
- The push for release of the president’s tax returns
- The Attack on Truth
- Why are these 23 Congressmen hiding Trump’s tax return?
- Who do you trust?
- Consumer boycotts are working
- Propaganda tools
- Day 1: Screw working class homeowners
- The 100 day plan
- My most popular tax planning blog posts in December 2016
- 2017 real estate shakeup
- Five things we know about tax reform in 2017
- Parts of NJ are not ready for online legal notices
- Reality has a liberal bias
- Americans get the government they deserve
- Trump launches fleecing of taxpayers
- Your voice was heard; the government we deserve
- It could get worse
- Unregistered charity soliciting public donations
- USA Today takes a strong stand against Trump
- Clinton Foundation vs. Trump Foundation
- Where does electricity come from?
- Top 10 things for a Philly native to do during the DNC
- Getting to know Mike Pence
- Tax planning for same sex couples
- Trends in U.S. economic migration
- But I’m not a moron
- Update on FEMA fraud case affecting NJ homeowners
- Confusing political coverage!
- US issues ‘slap on the wrist’ to 16 responsible for bombing a hospital
- Discouraged by NJ government corruption
- Polls are even more useless than we knew
- NJ tax lien sale certificate class action settlement oddity
- The problem with Justice Scalia
- Southwest NJ ranks far worse in home foreclosures than any other part of the U.S.
- “But he’s a socialist!”
- The delicate issue of professional snobbery
- Puzzling weekend politics by The Wall Street Journal
- U.S. Leader Admits Government’s Financial Crimes
- A country bumpkin visits the state capital in Trenton
- Mourning the loss of my Republican party
- Comment on “A Tale of Two Recoveries: Hurricanes Katrina and Sandy”
- Money Island NJ: ‘Ground Zero’ for regional climate change response
- Letter in support of agricultural tourism in New Jersey
- 10 good reasons why I might choose not to vote
- No tax penalties for Healthcare.gov customers given wrong information
- My most popular articles in January 2015
- The latest financial planning twist for same-sex couples
- My attempt to understand the radical Islamic threat
- Update on NJ Sandy Recovery – January 2015
- A simple response to the North Korea threat
- Clarifying my strongest political conviction
- What I learned this week ending 12/6/2014
- Unhelpful vs. antagonistic government actions against Money Island
- reflections on Kent State 1970
- Ehealth financial results and strategy are surprising to Freedom Benefits
- The spiral effect of southern New Jersey’s economic slide
- South Jersey economy predicted 5th worst in the U.S.
- Renewable energy report shows progress but overall weak prospects for U.S.
- R.I.P. Tony Novak
- NFL players recite Declaration of Independence
- Spying on Amercians pays off with arrest of two Chesapeake watermen
- We still get an “F” for courting environmental tourism
- Privacy and security
- The detail of my complaint against the Better Business Bureau
- Advertising investigation by BBB
- 50th Anniversary of “I Have a Dream”
- Downe Township Today and Tomorrow: A Natural Treasure Worth Saving
- In memory of alums who made the ultimate sacrifice
- Mauro DUI case dismissal (with a focus on those issues that affect other NJ citizens)
- The problem with Facebook IPO
- Martin Luther King speech: “I have a dream”
- Overwhelmingly pessimistic health care news
- Spin on “junk health insurance”
- A baby boomer struggles with Veteran’s Day
- Obamacare
- Obamopoly
- Social activism and the art of parenting
- Category: Nonprofit
- Confusion over tax return due dates
- Management disfunction of a nonprofit organization: what it means to the external accountant
- Technology opens the door to nonprofit success
- Tax tip: Avoid Late Filing Penalties
- Church and taxes
- Save your nonprofit now!
- Why get up in the morning?
- Pennsylvania charity registration and audit requirements
- Free technology tools for nonprofit organizations
- Tax planning tip for nonprofits with unrelated income
- Tax deduction for contributed time or services
- Category: Off-Topic
- Category: Parenting
- This is what you shall do
- Lock and load alarm clock appropriate for back to school?
- Temple University Fox School Of Business named one of eight on the rise nationally by U.S. News
- A short reflection on accepting change
- January 2; a decade-by-decade backward glimpse
- Paying for College
- Investment rules inspired by Warren Buffet
- Father’s Day
- Yizkor
- parenting: balancing passion with leadership
- company for the weekend
- Category: Payroll
- Taxes for ministers: Summary of federal income tax planning issues
- Strippers draw attention to changing tax law
- New Jersey payroll services
- How to upgrade your small business payroll in 3 easy steps
- Payroll taxes unresolved?
- IRS issued more guidance on wage tax withholding
- Checklist for changing payroll processors
- Who is your employee?
- Category: Pennsylvania
- Category: QuickBooks
- Category: Real Estate
- Category: Remodeling
- Category: Retirement
- Don’t get angry, get tax free
- Tax review for single retired woman in Florida
- Impact of Tax Reform on the Finances of Seniors
- Pros and Cons of a One Person Pension Plan
- Use of life insurance in small business 412(i) pension plans
- Pension plans for small businesses
- How to maximize tax savings for business owners
- Financial planning tips for seniors with unaffordable life insurance
- Category: Scam
- Category: Security
- Category: Self-employed
- Category: Small Business
- After the fact payroll and defined contribution plans: the late December rush to save taxes
- The toughest year for tax planning
- Business tax problem resolution
- Choosing a telephone system for a micro business
- Tax accounting for PPP loans in small S corporations
- Pros and cons of an S-corporation vs. a single member LLC
- Big tax change for small businesses
- Electric power conditioners for small rural businesses
- Why are tax writers missing the #1 tax-saving opportunity?
- A business cannot deduct personal auto expense
- Should I convert from an S Corp to C corp?
- LAST CALL for Form 1099 filings for small businesses and nonprofits.
- Employee vs. Independent Contractor: protecting the small business employer
- How will the Philadelphia Eagles Superbowl win affect your small business?
- The sad state of my small business telephone system
- How to address the 2018 increase in small business corporation taxes
- Tax reform: “your results may vary”
- Online trends for my small business
- How to establish a ‘No hate’ policy for your organization or small businesses
- A plan to use Twitter for business
- Novak’s small business health plan bibliography
- A tale of two tax penalties
- Post card marketing project for marina
- Small business advertising that’s better than TV commercials
- Tax aspects of charity through crowdfunding
- How do we handle moral failure in politics?
- Changing my political behavior
- Insurance mirage
- Taxation of crowdfunded transactions
- Avoid payroll tax penalties!
- Crowdfunded debt rating confirmed for investors
- Comcast hypocrisy on internet service
- Employee or contractor?
- A new market for predatory lenders
- Small business are under cyber attack
- Statistics on slow start of equity crowdfunding
- Addressing grievances against government
- Seven alternate sources of small business funding
- IRS scam education
- Presidential election in a perfect world
- Small business traditional lending is tightening
- Bucks/Mont NARI membership committee notes
- How to format a Profit and Loss Statement for a small business
- Marijuana tax accounting
- What I’m learning (or not) from my marketing consultants
- Warning to New Jersey registered charities
- Updated tax services engagement agreement
- Puerto Rico debt crisis
- Scams on Craigslist
- Small businesses may be falling behind in tax compliance
- QuickBooks desktop error
- What do Pennsylvanians think?
- Security issues of online accounting
- What I learned this tax season
- 3 out of top 20 business schools in Pennsylvania
- Winding down the tax season
- Concerns for the regional remodeling industry?
- Professional tax filing by cell phone
- Still the Unaffordable Care Act to CPAs
- New Jersey business drain continues
- The most common small business tax screw-up
- Supreme Court hears employee benefit case Wednesday
- Relaunch of FreedomBenefits.org web site
- Small business 1099-MISC worksheet (downloadable)
- Avoid small business tax penalties TODAY!
- We are victims of our own choices
- A small online marketing milemark
- Promotional rate for new individual tax return preparation
- The cheapest, easiest accounting system
- Tax organizer available as a free download
- “How much will health insurance cost when…”
- Uber for tax preparation services
- An idea to improve telephone support in my 1 person practice
- My QuickBooks ProAdvisor certification for 2016
- Health care law changes the way we look at personal financial security
- Eight common financial mistakes in a divorce
- Still have W2s and 1099s to file?
- 20 Rules for Operating a Health Reimbursement Arrangement (HRA)
- More on health insurance without a social security number
- Employers may be liable for uninsured Obamacare expenses
- How to deal with an IRS penalty
- Uninsured in 2016: by the numbers
- The latest word on HRAs
- Look what’s new in professional tax software
- What you should know about a tax preparer’s legal obligations
- Goadvs.com malware removal
- A small business adviser’s year in review: 2015
- 2016 tax deadlines for small business owners
- Tax extenders bill good for small businesses
- Small business tax changes for 2015 (for tax preparers)
- Small business tax changes for 2015 (for owners)
- A real life health care payment mix-up
- Testing a new tool to convert web visitors to prospects
- Fall is the best time for financial planning
- How to compare financial service companies
- Do readers want an accountant’s emotions?
- 1099 and W2 penalties are higher this year
- An easy but overlooked payment solution to avoid credit card risk and fees
- Notes on 2015 taxation of small business health plans
- New report on Sandy devastation to NJ fishing-related businesses
- Insight into Facebook as a small business social media tool
- Small business marketing strategy in 2015: customer-focused content
- Dealing with a new Freedom Benefits trademark scam
- Rolling back the clock to reconsider a financial mistake: the Sandy recovery saga of Money Island Marina
- Only three things in marketing
- What’s wrong with business printers?
- Category: Social Media
- Social media tips
- ‘Standard’ Tax Advice
- Web traffic observations; no impact from dropping Facebook
- Three evolving types of fake Facebook friend requests
- How do I change the mix of my social media connections?
- IRS on social media
- What’s up with Twitter follower behavior?
- Networking vs. Partnering: An accountant’s effort to balance the flow of new business prospects
- Effect of Google’s new mobile friendly algorithm
- Recent criticism of my writing
- Reflecting on 30+ years of writing
- Personal branding vs. social media for CPAs
- Category: strategy
- Category: Tax Planning
- TurboTax user needs free tax advice
- Tax planning checklist
- America Competes Act could bring tax changes
- Top 10 IRS audit triggers and what you should do about it if you are at risk
- Tax changes are not real
- 2021: the year of tax misinformation
- Tax planning for teachers
- Five types of tax shelters
- Five tax deductions you will miss this year
- Taxes are our #1 expense
- Five factors that put you at greatest risk of higher income taxes
- Avoid taxes on a ‘once in a lifetime’ transaction
- Are you hurt by the Trump tax hike?
- The battle to cut federal income taxes
- Don’t replace common sense with technology
- When should we file ‘Married Filing Separately’?
- Questionnaire to determine the potential to save taxes
- Four steps to cut income taxes
- “from whatever source derived”
- Tax adjustments required now
- Outside sales representatives hit by a tax increase January 2018
- Terminology of Federal Income Taxes
- All taxes are political: Where we stand today with tax reform fallout
- Tax Simplification
- What the new tax law means to me
- KPMG tax reform – initial observations
- Higher marginal tax rate for some single filers
- What we are looking for in tax reform
- First glance at the Republican tax reform bill
- What is ahead for tax reform?
- Top ten ways to avoid federal income taxes
- Tax planning for small business owners in 2017
- How to get a copy of your tax return
- Sample tax planning engagement email
- Tax accounting for hobby income and expenses
- The brave new world of personal income tax services
- 10 Tips for handling an Offer in Compromise to the IRS
- A closer look at the self-employed health insurance tax deduction
- Tax break for small home based businesses
- Obama and Romney on tax issues
- Category: Tax problem
- Category: Tax shelter
- Category: Taxes
- My comment on revised Statements on Standards for Tax Services
- No tax change coming
- Two easy ways to avoid tax misinformation
- My tax manifesto
- Over due taxes: do I need a payment plan?
- Taxes are complicated!
- How many states will require you to file a nonresident tax return this year?
- Cash App misinformation for 2022; Five clarifying points*
- Five types of tax transcripts (and when to use them)h
- IRS guidance on reporting 2020 unemployment compensation
- Report foreign gifts received over $100,000
- Goodbye miscellaneous tax deductions
- Getting your taxes filed is as easy as sending a text!
- Why are taxpayers so angry this year?
- Tax Law proves to be damaging: one year analysis
- Capital gains indexing overview
- Local income tax revisited
- The easy way to file a tax extension
- Tax transcripts
- After an audit: don’t let IRS scare you away from proper deductions
- Today’s adventures with IRS
- We Fix TurboTax Returns
- How to handle income tax debt
- Tax refund in less than 4 days
- IRS refunds dropped sharply
- How to appeal a Pennsylvania tax penalty
- Gas tax in New Jersey
- Still waiting for tax refund?
- Do I have to file a Philadelphia income tax return?
- When can a tax preparer accept your word?
- The true cost of tax preparation software
- Do I need to file a 2015 federal income tax return?
- Personal principles of tax preparation work
- Self-filing software leads to increase in audit representations
- Request a free 2015 tax organizer
- Tax preparation fees represent the “wild west” of the financial services industry
- No double taxation for dual state residents
- Pennsylvania Unreimbursed Expenses (UE) Tax Audits
- The trouble with solar energy
- 10 shaky tax deductions
- Form 1095A will arrive in early February
- Filing requirement for self-employment income
- Overview of tax related bank products for tax preparers
- Pricing of 2015 tax services announced
- Annotated copy of “Death and Taxes for Zombies”
- Category: Technology
- Category: Travel
- Category: Trumpcare
- Category: TurboTax
- Category: Uncategorized
- Tax penalty relief
- When does it make sense to prepare your own tax return?
- How the new tax law affects NJ commercial fishing and aquaculture
- LIFT (Livable Incomes for Families Today) the Middle Class Act
- Simplest tax tip: your name
- HRA for a sole proprietor business
- Sample accounting services engagement agreement
- Good news for high income savers
- NJ nonprofits face new filing challenges
- 3 Things I am Doing to Address the Small Business Labor Shortage
- How to use an IRS filing as a marketing tool for growing nonprofits
- Avoid these three tax traps
- New IRS tax calculator and W-4 form is available for 2018
- Tax Savings 101
- Dylan Thomas’ new popularity
- TAX TIP: Be ready to prove ‘Head of Household’ status
- Summary of Tax Reform for Individual Taxpayers
- When is paper filing of tax returns required?
- Qualified Small Employer Health Reimbursement Arrangements for 2018
- In defense of CFPB
- Small businesses should look out for ACA tax penalty notices
- Expanding a tax practice into small business employee benefits
- Tax tip: Auto, travel, meals and entertainment
- Graham-Cassidy impact on small business benefits planning
- Hurricane preparedness at Money Island
- Online bill pay tip
- States tackle health insurance stabilization
- New Jersey commercial fishing
- Trump tax reform in a nutshell
- Nonprofit tax returns due May 15
- Annotated text of HR 1275
- Sample tax return preparation fee schedule
- Propaganda today
- Buyer beware (again) in financial services
- Now is the time to reassure your Republican lawmakers
- Can we defund federal government through personal tax avoidance?
- ACA is not repealed
- A new type of identity theft
- Nonprofit statistic observations
- The toughest part of small business accounting
- Secret small business trend
- Mobile technology is awesome
- Sobering message to nonprofit board members
- QuickBooks professional education today
- QuickBooks security risk
- Health care crisis management
- QuickBooks improves management reports
- My cyclical role as a health care adviser
- ‘Fiducuary rule’ claims first victims
- Tax impact of the presidential election
- Notorious among NJ CPAs
- Are people fleeing NJ?
- Reflections on accepting change
- 2016 impressions of AC
- Do you understand the kiddie tax?
- Wild and reckless at the NJCPA convention
- When are you planning to die?
- COBRA coverage can not be extended
- Venmo fees
- Plan ahead to avoid 2016 health tax penalty
- Internal conflict about online content marketing
- Great marketing information for financial professionals
- How to vote for Bernie Sanders if you live in New Jersey
- “Experience is the best teacher—especially when it’s someone else’s experience.”
- Year end tax planning referral marketing message
- Health Plan Taxes: Internal Revenue Code Section “4890D” or “4980D”?
- Year end financial planning starts now!
- What should an employer do who has a health plan that may trigger an excise tax?
- What are “Health Savings Plans”?
- Core values of a financial adviser
- The unflattering reality of running a small business
- 7 signs of trouble for small business health plans
- Refocus on basic financial literacy
- Mutual life insurance companies are still the best
- Tips for small business dealing with the new credit card rules
- Small business owners say that the economic recovery is slowing down
- Edge appears to have a bright future
- Acronis backup poised for a comeback?
- Why do I have to reveal my income when buying medical insurance?
- What is the best time of day to post on social media?
- Sandy flood insurance claim review won’t be an easy process
- Run QuickBooks reports at the same time when a bank requests financials
- Consumer tax scam focuses on Affordable Care Act
- Charitable organizations should not give tax advice
- Usually NO tax deduction for charitable donations
- Audio Post on expired COBRA for Medicare eligible person
- Increased number of professional errors in the tax treatment of health insurance (Audio Post)
- Third day of tax season: distributing handbills on Main Street (Audio Post)
- Audio Post
- What I learned this week:
- Notes from IRS webinar on Affordable Care Act implementation tax issues
- self-medicating Planter Fasciitis
- Client Relationship Management (CRM) platform for sole practitioner
- How to fix the small business accounting fiasco
- Thought vs. action
- Reporting changes that affect health insurance
- The problem with crowdfunding
- communication with my homeowner’s insurance agent
- Helping clients achieve the important things
- We probably shouldn’t be saying “online security”
- Survey released on motivation for using a Health Savings Account
- When something bad happens
- Proposed Sandy tax relief for individuals and businesses
- Simplified 1040
- Surprising study results on social medial use
- Balance Financial vs. Mint
- Tax Penalties waived for farmers and fishermen this season
- New study of tides in the Delaware Bay
- The faces of Sandy tell a story of despair
- Protect and pass on digital assets: How to avoid getting lost in the cloud
- Preview of “Networked Life” course and Coursera.org review article
- Delaware Bay was “discovered” today in 1609.
- Know who to trust for financial advice
- “Trust in the Age of Transparency” – Harvard Business Review
- Partners cannot be employees for federal tax purposes
- The importance of pricing power
- CFP Board endorses Financial Planning Competency Handbook
- Penn State needs to stop hazing now
- Microsoft disturbed developers with Windows 8 announcement | Why this is good news for me
- my college car
- IRS announces new 2 step audit procedure for COBRA compliance
- U.S. Secretary of Interior launches Delaware Bayshore Initiative
- Wisconsin residents sue for state-provided health insurance
- Cumberland County NJ residents are learning about the failure to prosecute Mauro DUI case
- A Millionaire In Waiting
- Market demand for CPA financial planners
- open letter to NJ Assemblyman Nelson Albano
- Tragic gun accident: shot in the air kills 15 year old more than a mile away
- New Microloans from USDA for small Farmers
- CapeGazette.com covers Delaware bayshore erosion
- New Jersey law lets drivers accused of drunken driving stay on roads and do it again – Mauro case dismissal for 3rd arrest follows just 3 days after Sotomayer 5th DUI arrest
- How Much Do Accounting and Bookkeeping Services Cost?
- Average Prices and Fees for Tax Preparation Services
- Do college students buy term life insurance?
- $100 million test of a drug that may stop Alzheimer’s Disease
- Medicare Advantage skewed toward lower income non-white enrollees
- Life-Stage Planning for Life Insurance
- Let’s be clear about the JOBS Act: it’s not about jobs unless you are an accountant or investment banker
- reading notes FP magazine March 2012
- New report of small business optimism
- My favorite books of 2011
- 2011: My year in review
- New consumer credit score system exposes much more of your finances
- Update on state health reform laws in response to ACA
- funny 401(k) cartoon
- Bear Attack in Churchill , Manitoba , Canada !
- Review of Pluggio
- Quotable leader in housing for the future
- How I became a problem customer for McDonald’s
- Ardmore Rotary raffle for international projects
- just happy to be here
- It’s time to adjust personal financial plans to deal with the future of housing prices
- “Gentle Arms of Eden”
- Notes from Spring Gulch Folk Festival May 20-22, 2011
- How corporations avoid paying taxes
- “the book that changed my life”
- Sour on Susan G. Komen
- Supreme Court Cases This Term
- Quote from Thirty Rock
- Just saw “Vicky Cristina Barcelona”
- 100 Web visitors today
- NJ Shellfish law reform proposal
- New Jersey OPRA information
- beliefs about government
- Perspective #2 on aging
- first oysters of 2009
- Vermont marriage legislation
- fish safety in New Jersey
- Warren Buffet on the effects of the stimulus package
- history of Cumberland County
- Delaware Bay Update
- Writing above all
- Financial crisis hits home
- Old truck
- First week in Pennsylvania
- looking into imaginary lives in my own cabin
- late fall still life
- 3rd flood
- another great sunset
- Post-Halloween party
- painting the cabin
- Noreaster storm
- Category: Values
- Category: Wealth Management
- Category: Writing
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