Health Insurance

New Jersey health insurance exchange choices disappear

The New Jersey individual health insurance exchange appears to be on the verge of collapse as one after another insurance companies pull out of the state. The latest is Health Republic. Earlier drop-outs include UnitedHealthcare’s Oxford plans and Oscar.

An observer quoted in NJ.com commented “The collapse of the Health Republic Insurance of New Jersey is the latest example of how Obamacare is unaffordable, unworkable and hurting the American people. The co-op’s demise will now upend the lives of 35,000 New Jerseyans, forcing them to scramble for new health insurance by the end of the year. Meanwhile, tens of millions of taxpayer dollars will have been wasted.”

Horizon Blue Cross Blue Shield of New Jersey and AmeriHealth are the two remaining available choices. The Health Insurance Marketplace was designed to encourage competition and avoid a single payer system. It seems that our end result is a two payer system.


If you are among the millions of Americans who must find health insurance through the new individual health insurance marketplace, I invite you to request a free copy of my “Tips for using the Health Insurance Marketplace” that packs 50 bits of practical advice into an easy-to-read 7 page booklet.

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