December 10, 2021Employee Benefits, Health Insurance Beware false security in duplicate health benefit plans A reminder for health benefits enrollment season: Enrolling in two overlapping health plans will increase total premium cost but may not increase […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
August 22, 2020August 22, 2020Health Insurance, Insurance, Small Business A business resurrection as consumer value returns to employee benefits Going back since more than 20 years ago to the late 1990s, I was licensed as an insurance producer in all 50 […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
April 11, 2020April 11, 2020crisis management, Health Insurance, Taxes Caution for those receiving Premium Tax Credits: AVOID CASHING IN IRAs The new federal law providing public financial relief during the corona virus pandemic also brings some serious hidden risks for people who […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
July 27, 2019July 27, 2019Employee Benefits, Health Insurance, Small Business 25 Reasons small businesses choose HRA plans Health Reimbursement Arrangements (HRAs) are praised for financial savings and flexibility Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
January 6, 2019January 6, 2019Affordable Care Act, Employee Benefits, Health Insurance, Small Business Three changes to small business health plans for 2019 Small business employers who choose to offer health benefits to employees will find more options available in 2019 under rules proposed late […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
November 10, 2018November 10, 2018Health Insurance, New Jersey Don’t forget about the 2019 health insurance tax penalty in New Jersey December 15 is the enrollment deadline to avoid a potentially hefty tax penalty in 2019. For residents of most states, the federal […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
October 28, 2018October 28, 2018Employee Benefits, Health Insurance, Tax Planning Turn employee health expenses into tax savings Small business employers who do not offer an employee health plan are missing out on valuable tax savings. These small firms may […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
June 7, 2018June 8, 2018Affordable Care Act, Health Insurance, Taxes Ignoring tax and insurance law is a big deal The announcement today by Jeff Sessions that the U.S Justice Department will not defend parts of federal tax and insurance law related to […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
May 14, 2018January 7, 2019Affordable Care Act, Employee Benefits, Health Insurance, Small Business HRA for spouse of business owner? (This inform is not updated to reflect 2019 proposed regulations so should be presumed to be partially obsolete). Can a business with […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...
April 27, 2018March 20, 2019Health Insurance, Immigration Health insurance for illegal immigrants Illegal immigrants pay at least $12 Billion each year more in wage taxes that they receive in social benefits that the rest of […] Share this:FacebookLinkedInTwitterEmailLike this:Like Loading...