Beware false security in duplicate health benefit plans
A reminder for health benefits enrollment season: Enrolling in two overlapping health plans will increase total premium cost but may not increase […]
Category: Health Insurance
A business resurrection as consumer value returns to employee benefits
Going back since more than 20 years ago to the late 1990s, I was licensed as an insurance producer in all 50 […]
Caution for those receiving Premium Tax Credits: AVOID CASHING IN IRAs
The new federal law providing public financial relief during the corona virus pandemic also brings some serious hidden risks for people who […]
25 Reasons small businesses choose HRA plans
Health Reimbursement Arrangements (HRAs) are praised for financial savings and flexibility
Three changes to small business health plans for 2019
Small business employers who choose to offer health benefits to employees will find more options available in 2019 under rules proposed late […]
Don’t forget about the 2019 health insurance tax penalty in New Jersey
December 15 is the enrollment deadline to avoid a potentially hefty tax penalty in 2019. For residents of most states, the federal […]
Turn employee health expenses into tax savings
Small business employers who do not offer an employee health plan are missing out on valuable tax savings. These small firms may […]
Ignoring tax and insurance law is a big deal
The announcement today by Jeff Sessions that the U.S Justice Department will not defend parts of federal tax and insurance law related to […]
HRA for spouse of business owner?
(This inform is not updated to reflect 2019 proposed regulations so should be presumed to be partially obsolete). Can a business with […]
Health insurance for illegal immigrants
Illegal immigrants pay at least $12 Billion each year more in wage taxes that they receive in social benefits that the rest of […]