Why most people do not invest

“few people do other things financial advisers recommend, like waiting until they’re 70 to take Social Security, opening 529 college savings plans and making good use of Roth IRAs, he says. The real problem is income stagnation and “a widening gap between the affluent, who can afford to save and invest for retirement, and everyone else, who just can’t.” – Howard Gold in Marketwatch, quoted by WSJ


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