Over the past 29 years I’ve talked with thousands of small business owners and self-employed professionals about their health care plans; how to regain control, manage expenses and protect yourself. I expected that ACA might put me out of business in that adviser niche and some writers and the BBB said that area of professional advice was suspect or unnecessary. Demand dropped from 50 requests per day down to just a few. Now the demand for independent health care advice not driven by insurance producers has rebounded dramatically especially now as cost projections for 2017 become public. Many people are facing both the largest health care cost increase of their life and now it is combined with tax penalties for exploring alternative approaches.