Both of these issues came in the last days of September. As of today, I only know that both issues deserve more attention.
MICROSOFT: This is significant technical news for the legal and accounting fields as well as many other small businesses who use a Windows based system to manage data. Bottom line: I will review and update my own sensitive data management practices. https://www.microsoft.com/en-us/microsoft-365/blog/2019/09/30/onedrive-personal-vault-expandable-storage-available-worldwide/
APPLE: This update has been disruptive. Bottom line: I have lost a day or two of productivity this week. https://arstechnica.com/gadgets/2019/09/apple-released-two-bug-fix-updates-to-ios-13-in-one-weekend/