Category: Uncategorized
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$100 million test of a drug that may stop Alzheimer’s Disease
This story of a potentially huge development in health care ran in the new York Times 5/15/2012: In a clinical trial that could lead to treatments that prevent Alzheimer’s disease, people who are genetically guaranteed to suffer from the disease years from now — but who do not yet have any symptoms — will for…
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Medicare Advantage skewed toward lower income non-white enrollees
Medicare Advantage is a health plan for seniors offered by private insurance carriers as an alternative to traditional Medicare coverage. The attraction and trade-off is that enrollees in Medicare Advantage typically avoid the deductibles and out-of-pocket expenses of traditional Medicare coverage but limit their choice of providers. The core funding comes from the federal government…
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Life-Stage Planning for Life Insurance
Life-stage benefits of insurance The death of a loved one takes an enormous emotional toll. And unfortunately it may also come with significant financial consequences. That’s why any time there’s a change in your financial situation is a good time to visit or revisit your insurance needs: Just graduated from university/college: “A common reason…
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Let’s be clear about the JOBS Act: it’s not about jobs unless you are an accountant or investment banker
Passage of the JOBS Act last week took me (and probably most Americans who normally follow such news) by surprise. Political experts gave the bill only a small likelihood of success only a short time ago. Yet it pushed its way through Congress and became law when Obama signed the bill last last week. Mainstream…
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reading notes FP magazine March 2012
Bob Veres writes about need for advisers to be more courageous, show confidence and commitment in March 2012 edition of Financial Planning. “I make millionaires”. Planning for lawyers: a partnership interest, a retired.enter plan, vacation home and an ego. LIFE SETTLEMENTS: Market for selling life policies early is hurting get. WEalthstation from SunGuard also entering…
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The problem with Facebook IPO
This quotation from a Facebook advertiser summarizes the difficulty Facebook will face in maintaining market value as a public company. “We still don’t have a huge correlation between Facebook fans and return on investment in an actual sales in store. Until that metric becomes a lot more solid, I don’t think our company or other…
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New report of small business optimism
This is the brightest small business survey result that I’ve seen published so far in this recovery. SurePayroll Small Business Scorecard’s optimism survey shows some very positive signs for 2012. Along with optimism being up to 63 percent, the highest it has been since June, the survey also shows 50 percent of small business owners…
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My favorite books of 2011
I did less reading in 2011 than in the prior year due to the 500 +/- hours I devoted to retaking the CPA exam. Now that’s done and I look forward to taking in more than a dozen books next year. From the limited titles read this year, these were the three most impressive:…
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2011: My year in review
2011 was a big year for me filled with events I choose to perceive as miracles that bloomed or exploded at a dazzling pace. Here are a few of the mile marks: Technology 2011 was the year that I moved to cloud-based technologies. I purchased my first personal computer in 1982, so this coming year…
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New consumer credit score system exposes much more of your finances
This may the ultimate ‘big brother’ that we have long feared. Long ago I concluded that it makes sense to live as if nothing is private and confidential, since eventually it will not be. CoreLogic seems to add even more proof to that argument. This week, a company called CoreLogic introduced a new type…