Ehealth continues to lead the insurance enrollment market but in the wrong direction

Posted Leave a commentPosted in Investment, News and Politics

Ehealth (EHTH) is in the news again since my last blog post on this company on January 5. The company announced losses  in the range of $(0.13) to $(0.04), per diluted share compared to earlier expectation of non-GAAP net income of $0.30 to $0.43 per diluted share. Even more telling is that the stock price fluctuated from $8.88-$63.32 […]

How to choose a financial adviser

Posted Leave a commentPosted in Accounting, Financial Planning, Investment

This blog post is revised from an article that I originally published in 2006 and is reproduced at At that time I operated as an independent Registered Investment Adviser. Since then, I’ve simplified and automated investment client advisory functions to the point where I presume that separate RIA registration is not required. Now, as […]

Investment custodian vs. broker/dealer (revisited)

Posted Leave a commentPosted in Financial Planning, Investment

Years ago I wrote a short Q&A format newspaper column, reproduced here, on the topic of  an investment broker/dealer vs. custodian. The topic continues to receive attention today and I presume that the underlying consumer question focuses on safety of investment holdings. Recent inquiries caused me to wonder whether there is an easier and perhaps more […]