Category: Uncategorized

I set up a Venmo account and understand that it is a popular way for young internet users to transfer money online. Venmo charges 3% to send money from a credit card and some debit cards with a credit card logo (like mine). Other methods are cheaper or free. Of the dozens of online banking…

Do not be fooled by media reports that say the penalty for not having health insurance next year is $695. Far more people who owe the penalty will pay more than that, up to a maximum of $2,085. Those with more than $84,000 total household income will more likely pay the maximum. What this means is…

I feel annoyed by the array of email opt-in forms, popups, and widgets so widely used in online content sites today and I refuse to use these on sites that publish my own content. Yet I recognize that as a result of my choices, my content achieves significantly lower results than industry averages. This translates…

Great information for financial service marketers. I suspect that you won’t hear this from most sales managers. The PDF from Jackson Life is at https://goo.gl/8PMUrR “Since the dawn of the financial advice industry, financial professionals have been creating value propositions centered on the intangible qualities they can provide to an investor. As you can imagine, the focus on…

If you want to support Bernie Sanders for President then it is important to vote for him in the state’s primary election June 7, 2016. New jersey has a closed primary election so you must be registered Democrat or undeclared by April 13th, 2016. If registered as undeclared political party you can elect to vote…

I often feel like the majority of the value I provide to clients is saying “watch out for this because I learned the hard way how it can be a problem”.

This is the first referral marketing message that I’ve used, thanks to help from Sara and others. Comments and feedback are welcome. I expect to send this to about 100 people where I have attempted to refer business this year or have otherwise developed some business relationship. “At this time of the year I am…

This morning I am finishing an article for NJCPA on health plan excise taxes under IRC 4980D. This is a new code section brought about by the Affordable Care Act. 2015 is its first year of implementation for small businesses. Tax liability can be substantial for those caught unaware, so this id the reason for a…

Early fall is often the best time for small business owners to review their finances and tax strategies. A small investment of time typically pays off in big and almost immediate savings. I am available by telephone or in person to discuss the best ways to: * Cut accounting and compliance costs * Incorporate tax…