Month: March 2017
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NJ Attorney / Law Firm Directory of CPAs
The New Jersey Society of Certified Public Accountants (NJCPA) is looking into putting together an online attorney/law firm directory accessible to Society members. CPAs often request attorney referrals on a peer-to-peer basis or from the Society staff members. A directory might help make this search process more efficient. I am often surprised by the difficulty…
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Analyzing the impact of Trumpcare
The current proposal plan to replace the Affordable Care Act would transfer $337 billion in costs from the government to the citizens over the next 10 years and leave 14 million more people without insurance next year compared with current law, according to an analysis by the nonpartisan Congressional Budget Office (CBO) released today. The…
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The effect of age-based health insurance
Years ago, in the 1990s and before, health insurance pricing was based on location, health history, sex and age. Young people paid, on average, 1/5 the amount paid by older people. Women generally paid more than men. Fewer choices were available to people with pre-existing medical conditions. Obamacare changed that in 2010. Since then, everyone in…
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Prepare now for market correction and recession
There are growing indications that the investment markets and the overall economy have reached short-term highs and that we might soon headed into a period of market correction and possibly even recession. I am not interested in or attempting to ‘time the market’ not do I pretend to have any ability to make such a forecast.…
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Trumpgate: the huge problem on our hands
This is an excerpt from from Robert Reich’s explanation of “Trumpgate”. We are now 8 days into this bizarre event in history sparked by a meltdown by the president and no evidence that there is anything real outside the president’s imagination. I can’t think of any explanation other than these three. If #2 is now ruled…
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When fascism comes: blame public hopes and popular opinion
“When fascism comes it will not be in the form of an anti-American movement or pro-Hitler bund, practicing disloyalty. Nor will it come in the form of a crusade against war. It will appear rather in the luminous robes of flaming patriotism; it will take some genuinely indigenous shape and color, and it will spread…
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Winners and losers under Trumpcare
Who gains and who loses under the “World’s Greatest Healthcare Plan of 2017“? This is my checklist so far: Winners Upper income people under age 50 who will benefit more from the new tax credit Healthy people who do not believe that they should be required to buy insurance because the high premium cost pays for care…
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Novak’s small business health plan bibliography
This is an annotated list of articles and blog posts on the topic of small business health planning and related tax issues. I expect that these issues will be important in the upcoming tax filing season and apparently few other resources are available at this time. Some of the articles are meant for small business owners…
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Microsoft security issue: unusual activity report
I recently worked through a security issue with my Microsoft account and am now sharing this story and information that might be useful to others. Also, by writing a blog post I have an easy record of the issue for when I need to recall the details later. I conclude that the security features worked as…
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Annotated text of HR 1275
H. R. 1275 To eliminate the individual and employer health coverage mandates under the Patient Protection and Affordable Care Act, to expand beyond that Act the choices in obtaining and financing affordable health insurance coverage, and for other purposes. IN THE HOUSE OF REPRESENTATIVES March 1, 2017 Mr. Sessions introduced the following bill; which was…