Author: tonynova
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Statistics on slow start of equity crowdfunding
The Securities Exchange Commission reports that in the first year of operation of a provision known as “Reg A+” of the JOBS Act, a total of 94 companies filed to raise a total of $1.7 billion in equity financing as reported by Wall Street Journal. Of those, only about half of the offerings have qualified to…
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Scientists to Congress: Strongly Worded Letter About Climate Change
A reprint of an important letter to Congress: June 28, 2016 Dear Members of Congress, We, as leaders of major scientific organizations, write to remind you of the consensus scientific view of climate change. Observations throughout the world make it clear that climate change is occurring, and rigorous scientific research concludes that the greenhouse gases…
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Advice on emergency medical insurance
A digital video producer in Dallas, Texas wrote to me yesterday for advice selecting an emergency medical insurance plan. There are two main advantages of enrolling in an emergency insurance plan rather than paying these medical costs as out-of-pocket or through a small business reimbursement plan. First the insurance can be fully tax deductible where, in…
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Comparing Facebook Live vs. Google+ Hangouts On Air
I spent some time this morning attempting to build an argument one way or the other for my future live broadcasting. I was shocked to not see any direct comparison in a third party article. I made some notes myself. It boils down to this, I think: Facebook has the people, the “eyeballs”. Google+ has…
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Bala Cynwyd investment scam hits close to home
Hardly a week goes by that I don’t read about some homeowner being defrauded by an unscrupulous building contractor or an elderly person being lured into an investment scam. I’ve written and talked about dozens of such schemes over the past three decades. Yet year after year the stories keep coming. The latest incident occurs…
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A birthday greeting
Today is my birthday. I was born on this day in 1960 which makes me 46 after application of my election to take a one decade “do over” for lost time; a concept that almost everyone of my age appreciates. In my case this joke is grounded in reality since I spent most of the…
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How to run a successful small business crowdfunding campaign
Many small business owners dream about tapping the power of the internet to raise funding for their growth. Yet in reality few people have an understanding of what it takes to be successful in the realm of crowdfunding. Many of my talks and article focus on explaining that many of the same attributes that indicate…
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Addressing grievances against government
This Independence Day weekend presents an opportunity to look back at how local citizens finally resolved their unaddressed grievances against government 240 years ago. This is the beginning of the text with emphasis on points that seem to me to be most relevant today: “When in the Course of human events, it becomes necessary for…
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Seven alternate sources of small business funding
I’ve been talking quite a bit lately about the new equity crowdfunding possibilities for small firms but there are still plenty of other ways to raise capital for your small business. The key to success of all of these funding possibilities is good business planning. Online Lenders have high rates but may be good for short-term financing.…
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Business crowdfunding for newbies
If you are curious but mostly unfamiliar with crowdfunding for small businesses, I suggest that these three concepts are the most important points to understand first: Crowdfunding is evolving. It is still not the best financing choice for most small businesses, but that is changing. In the meanwhile, it makes sense to prepare your small…