Tooth Fairy Syndrome

Posted Posted in Accounting, Data Management, Education, Government, Leadership, News and Politics, Scam, Social Media

Young children believe in fairy tales like the tooth fairy. Despite having no direct evidence of the tooth fairy’s existence, they believe what other children and adults tell them. They are told the false logic that the result they see (money under their pillow) is proof that the tooth fairy exists. We don’t fault young […]

A reminder of ‘The Seven Habits of Highly Effective People”

Posted 1 CommentPosted in Books, Education, Values

Sometime before 2011 I recognized Stephen Covey’s work as one of the books that most influenced my life in this earlier blog post. There are probably millions of my generation who would say the same. The book came out some years after I finished business school and right around the time when I suffered a […]

The risks of being a data-driven decision maker

Posted Leave a commentPosted in Education, News and Politics, Values

Lately I notice that my ability to piss people off is on the rise. This well-honed irritating behavior targets all groups: Democrats, Republicans, conservatives, liberals, environmentalists, capitalists, politicians, community groups, Christians, Jews and atheists have all been offended by my work. Yet, on closer look, I see that it is the collective social response that […]

New way to pay student loans – tax free!

Posted 1 CommentPosted in 401(k), Education, Employee Benefits

I’ve been practicing in the employee benefits field for 37 years and I can’t remember being as surprised as I was reading IRS Private Letter Ruling 201833012 released on last Friday. Never before has there been any tax advantage to student loan payments (typically made to an outside financial company) through connection with an employer plan. […]

Graduate students outraged by tax change

Posted Leave a commentPosted in Education, Employee Benefits, Taxes

The tax reform process has triggered uncertainly and angst while final negotiations are worked out. Many groups, including graduate students, have good reason to be concerned. The proposals that passed by Republicans in both the House and Senate change the tax treatment of employer-provided educational benefits. Scholarships that are now tax-free for employees would be […]

Sad end to the ‘realness’

Posted 1 CommentPosted in Education, Employee Benefits, Financial Planning

OnlineAdviser and OnlineNavigator services end public access for incoming call telephone support. Unscheduled telephone calls will no longer be accepted due to a share rise in scam attempts. Perhaps the most significant career contribution I’ve made to the business world is the establishment of OnlineAdviser and OnlineNavigator nonprofit services that have addressed tens of thousands of consumer […]

My prayer for America

Posted Leave a commentPosted in Books, Education, Leadership, News and Politics

I’ve been a huge supporter of ongoing lifetime education. I take, on average, the equivalent of ten continuing education courses in a year along with time set aside for associated readings. I’m not just talking about continuing education for my profession. I’m not talking about the education available in our high schools, unfortunately, or even […]

More on the education divide in the U.S.

Posted 3 CommentsPosted in Education, Leadership, News and Politics

I’ve written in an earlier bog post about the unprecedented ‘education divide’ where the level of formal education is now the most highly correlated indicator of a person’s political beliefs. Yesterday The Wall Street Journal ran a story about that same phenomenon with a series of findings by the Bowling Green State University National Center for Family […]