Author: tonynova
-
The changing role of small business HRAs
The use of Health Reimbursement Arrangements (HRA) is changed following implementation of the Affordable Care Act. These benefit plans still play a role for small business employers.
-
Tax aspects of charity through crowdfunding
Crowdfunding as a dominant means of peer-to-peer charity has certainly become a huge social trend with widespread implications. This article discusses how crowdfunding has actually replaced the church’s role in this arena. The removal of a “middleman” or “gatekeeper” to charity funding is a complex social issue, according to those who write about the topic. I ave mixed feelings and…
-
The benefits of Kickstarter
Wharton Professor Ethan Mollick explored the impact of Kickstarter through a large email survey designed to document the impact of Kickstarter crowdfunded projects. Kickstarter has received some bad publicity lately in stories that allege that 1 in 3 of the platform’s backers never receive the benefit promised by successful project sponsors. Since its launch, Kickstarter has…
-
How do we handle moral failure in politics?
Trump’s candidacy for President has become a moral issue far beyond political disagreement. Now that he is their candidate to the nation’s highest office, Republican party leaders like Senate Majority Leader Mitch McConnell and House Speaker Paul D. Ryan face the problems of damage control to their party’s brand value as Trump spews out divisive…
-
Bearish on McMansions
The U.S. homeownership rate fell to the lowest level in more than 50 years in the second quarter of 2016 according to the latest census data. The last time the portions of households that owned their own home was this low was in the early 1960s when my father bought his first home as a…
-
Save money by skipping small business accounting
I have a few small business clients who do not bother with traditional accounting. That is, they do not have a system like QuickBooks or something similar to compile, organize and analyze their financial transaction records in real time. In most cases these are sole proprietors. But in one case an owner of a multi-million dollar sales…
-
Update on crowdfunding legislation for July 2016
I’ve written often that the world of crowdfunding is evolving at a rapid pace. references to other recent news is built into my new crowdfunding bibliography published yesterday. This month that evolution continued as the U.S House of Representatives passed two bills designed to make it easier for businesses to raise money through crowdfunding. I feel…
-
Crowdfunding article bibliography
Are you a small business owner thinking about crowdfunding? Crowdfunding issues have become an increasingly frequent part of my day-to-day discussions with small businesses – both for profit and nonprofit – and the investors who finance them. Many of my recent blog posts reflect this trend. Most of these blog posts focus on very basic concepts of…
-
Are we focused on the wrong highway safety issues?
Lately all of our public attention on highway safety seems to be focused on the issue of distracted driving, specifically smartphone use while driving. Yet the National Highway Traffic Safety Administration’s data indicates that other driver behaviors like speeding, intoxication, drifting, running intersections are seven times more likely to get you killed than distracted driving.…
-
Leadership involves politics: politics involves dealing with diversity
reposted from my editorial on BaySave’s blog: In the past few weeks many of our nation’s business leaders and scientific groups have come together to issue boldly worded political statements. On June 28 most of the world’s leading scientific groups issued a joint letter to Congress. This week 146 silicon valley business executives issued a joint…