Category: Health and wellness
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Summarizing our current situation
Let’s summarize: 1) We have a housing shortage, a worker shortage, a skills shortage, a savings shortage, and a growing cash flow shortage for the majority of middle class people. 2) The wage and income gap, however measured, has been widening almost every year for more than 50 years. 3) Government debt continues to grow.…
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My long slow boring health journey
Those in my generation are aware of the dramatic shift in public health information over our lifetime. Much of what we believed 50 years ago is taboo today. We lived through fads of belief that tobacco was healthy, that processed food could substitute for raw foods, the three martini business lunch was sustainable, the crusade…
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Abortion statistics for accountants
These notes are from Cloud Accounting Podcast and may be useful to those of us discussing the issue with our clients in regard to employee benefit planning. (Statistics are shared without documentation or explanation and commentary is minimized). Abortion statistics:1 in 4 women have had an abortion.54% of abortions are by women of Christian faith.20%…
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Preparing for disaster
I’m not quite among those who are building bunkers1 for the coming apocalypse. But I am among those who plan for everything short of that: severe weather events, extended power outages, data loss, communication system outages, looting/rioting/lawlessness, trauma-induced cognitive or memory loss, and now: a breakdown of the food and energy supply. Yes, I think…
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Our immediate response plan
The world we knew changed in a flash. I’ve retooled my work to focus 100% on response to the effects of this shutdown issue. Crisis management strategy is something many have not dealt with before. Having lived though years of another devastating crisis and spent countless hours on strategic recovery for my own business and…
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The Real State of the Union
I’ve spent much of my career, now in its 5th decade, focused on addressing the devastating impact of the widening wealth and income inequality gap. I first recognized the problem while working for two Wall Street firms in the middle 1980s. The problem has gotten much worse lately. It is not just an issue of…
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Feds turning against small farmers?
Comments by the United States Department of Agriculture (USDA) Secretary this week disturbed many of us who support smaller farms and fisheries. USDA Secretary Purdue seemed to signal that the federal government does not recognize the inherent value of a wide independent network of food producers. I fear that small innovative farm operations, greenhouses, and…
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Health issues related to professional work after age 60
I’m not quite there yet; I turn 59 in a couple of weeks. But I’ve just been through the toughest year of my life1. It forced me to be more aware of the health risks of my long hours, high stress work routine. I’m paying attention to my health issues with special attention to the…
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How health care became a human right
When I started in the health benefits advisory business more than 30 years ago (1987) through the predecessor of Freedom Benefits I strongly disagreed that health care was a “right”. My opinion was shared by the majority of Americans. But three things have happened since then and public opinion has shifted: 1) The wealth gap…
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The Basics of Medicaid Planning
This blog post lists key issues in bullet format and is not intended as a complete discussion of any issue. A more thorough consideration is helpful for any aspect that may pertain to your family’s situation. Definition: “Medicaid planning” refers to the specialized field of financial planning that recognizes that it is possible to simultaneously keep financial assets while,…