Category: New Jersey
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Unauthorized practice of law, revisited
This post discusses only New Jersey law. I notice that some non-attorneys are publishing blanket statements that preparing Business Ownership Information filings is not the unauthorized practice of law. I am not convinced. That is not an easy or clear conclusion, at least not under the laws of New Jersey. This does not mean that…
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Discrimination against married business owner in New Jersey
I’ve owned and operated small businesses individually in my name as a married person for more than four decades. Until recently, they were all based in Pennsylvania or Delaware. I’ve had plenty of business financings, loans and mortgages, all without my spouse’s involvement. Recently I relocated them to New Jersey and hit a brick wall…
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Location, location, location
Our former home of Ardmore Pennsylvania is listed in this article as the #1 best liberal place to live in America. I’d like to believe that I played at least a tiny role in creating and maintaining this great place. This is where I coached multiple kids sports teams, built relationships with hundreds of families,…
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My 2023 in review
2023 in reiew: HEALTH The thing that made the most difference in my health is not eating before noon. I’m not a medical person or dietician, but I can say this works for me. I’m still working on making it a lifestyle thing. Still haven’t found eternal youth. MEDIA I finally admitted how bad media…
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Looking for insight into the thinking of our Latino neighbors
Slowly, over many years, I built a strong track record of serving the local Spanish-speaking community when they need tax or business services representation (in English language) to resolve problems with government even though I have often struggled to communicate with these clients. Years prior to this, my former business MedSave was a pioneering online…
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Managing the accelerating pace of economic change
The most difficult thing I deal with day to day is coping with the accelerating pace of economic change. The constant ‘whatever I said last is out-of-date now’ cycle of business life is stressful. We tend to focus our attention on financial change but of course there are always other significant forces driving the financial…
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What I learned from Millville traffic court
It seems that once or twice a decade I wind up in traffic court. It’s never for some common thing. It’s always a bizarre incident. Before this week it was a few years ago when a guy alleged that my parked car rolled backward a few feet into his while I was in the backseat…
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Understanding inflation’s impact on me/us
Residential home prices have a huge impact on my own family’s financial success* (I/my/me) and my clients (our/us). I have historically focused on this segment for my own investments and most of my clients are real estate investors, Realtors, builders, remodels and other contractors. So it is important for me to have a well-considered strategy…
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My own personal experience with prosecutorial overreach
The concept of prosecutorial overreach is in the news today after the former U.S. Attorney General stated publicly that the Trump children should not be charged with fraud. This post is not about the billionaire Trumps, but about the working class Novaks and our neighbors. In 2018 I had my own rude introduction to the…
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Disruption of local rural South Jersey real estate market
Zillow forecasts that prices in some U.S. home markets will decline in the year ahead while far more communities will see a further increase in prices. This effect may disrupt communities, especially ours here in lower income rural Cumberland County. I only follow real estate investment for clients in the Delaware Valley region and it…