Financial planning under health care reform

Posted on Leave a commentPosted in Affordable Care Act, Employee Benefits, Health Insurance

The health care news from Washington DC was disheartening this week. Key Republicans are bashing the president for his lack of understanding of basic health care concepts. One Republican Senator reportedly called the president “clueless” after a one-on-one meeting. Meanwhile the president touts himself as a health care policy expert. For the est of us, […]

5 things we know about the Republican health care reform plan

Posted on 1 CommentPosted in Affordable Care Act, Health Insurance, News and Politics

We know more about the Republican plan to reform national health care policy now that the Senate has released its ‘secret’ plan. These are a few things that are all but certain at this point: Obamacare will not be repealed or replaced. Both the House and Senate reform bills keep most features of the prior […]

How will you fare under the Senate health bill?

Posted on 1 CommentPosted in Affordable Care Act, Health Insurance, News and Politics

Summary of Senate health bill’s effect on small businesses: eliminates requirement to be insured protects insurers in the marketplace shifts but retains tax credits lowers the number of people eligible for free or reduced price coverage cuts taxes for the wealthy suspends the ‘Cadillac Tax’ strips federal funding from Planned Parenthood is surprisingly light-weight; only about […]

Outrage over Senate’s health care reform bill spreads

Posted on Leave a commentPosted in Affordable Care Act, Health Insurance, News and Politics

US Senator Bob Menendez from New Jersey joined with many health care advisers, including myself, in expressing his outrage over the secretive process used to draft the replacement bill for health care reform that is apparently designed to hide the details from public scrutiny. I’ve been an advocate of health care reform and an active […]

Worst threat ever to your personal financial security

Posted on 1 CommentPosted in Affordable Care Act, government, Health Insurance

It’s now been more than 30 years since I finished my formal business education in health care administration and more than 20 years since wrapping up tax law handling of health and welfare benefits. I’ve applied this training in an unusual manner to address consumer financial planning issues as an independent adviser rather than actually working within the health […]

Forming an action plan before setting a goal = FAIL

Posted on Leave a commentPosted in Affordable Care Act, Health Insurance, Leadership, News and Politics

Tonight the nation prepares for the next imminent failure of Congress in its efforts to reform the nation’s health care policy. By the end of the week we will likely read headlines that the efforts of our nation’s leadership landed in the scrap heap again. Why? There is a simple but important lesson here for all […]

Health insurance help for illegal immigrants

Posted on Leave a commentPosted in Affordable Care Act, Health Insurance, immigration

My free online advisory service launched in the 1990s provides bits of financial advice to people; mostly on issues related to small business operation. The topical subjects of these questions have shifted over time and now quite often come from people who have trouble finding affordable health insurance or covering uninsured health care expenses. I presume this means that […]

The basics of Medicaid planning

Posted on Leave a commentPosted in estate plannng, Ethics, Financial Planning, Health and wellness, Health Insurance, Legal, Real Estate, Wealth Management

This blog post simply lists key issues in bullet format and is not intended as a complete discussion of any issue. A more thorough consideration is helpful for any aspect that may pertain to your family’s situation. Definition: “Medicaid planning” refers to the specialized field of financial planning that recognizes that it is possible to simultaneously keep financial assets […]