Month: November 2015
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Medicare information: Are online sites safe?
I noticed that a major national publication(1) that is widely read by affluent seniors published a sponsored links section under the heading “2015 Medicare Premium Cost” that raised my curiosity and made me a little suspicious(2). I decided to check it out. The simple benchmark I used was to ask myself “Would I be comfortable…
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Puzzling weekend politics by The Wall Street Journal
Over this past weekend the Wall Street Journal, Washington Times, and Time Magazine all published news stories saying that Bernie Sanders was a clear winner of Saturday’s (9/14) Democratic debate. According to the WSJ, “Mr. Sanders was declared the winner by 44% of Democratic primary voters who watched the nationally televised debate, with 32% choosing…
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The gap in small business employee benefits advice
Yesterday I had a great telephone conversation with a guy I met on LinkedIn. His business sells a variety of innovative employee health care solutions. I was impressed. The problem is that they focus on groups with 50 or more employees. I explained that my business is driven by incoming inquiries and that these are…
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Internal conflict about online content marketing
I feel annoyed by the array of email opt-in forms, popups, and widgets so widely used in online content sites today and I refuse to use these on sites that publish my own content. Yet I recognize that as a result of my choices, my content achieves significantly lower results than industry averages. This translates…
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Great marketing information for financial professionals
Great information for financial service marketers. I suspect that you won’t hear this from most sales managers. The PDF from Jackson Life is at https://goo.gl/8PMUrR “Since the dawn of the financial advice industry, financial professionals have been creating value propositions centered on the intangible qualities they can provide to an investor. As you can imagine, the focus on…
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How to vote for Bernie Sanders if you live in New Jersey
If you want to support Bernie Sanders for President then it is important to vote for him in the state’s primary election June 7, 2016. New jersey has a closed primary election so you must be registered Democrat or undeclared by April 13th, 2016. If registered as undeclared political party you can elect to vote…
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“Experience is the best teacher—especially when it’s someone else’s experience.”
I often feel like the majority of the value I provide to clients is saying “watch out for this because I learned the hard way how it can be a problem”.
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General power of attorney
General power of attorney forms are useful for a wide range of purposes. They can be customized to specific scope of authority, length of time, and the third party. A sample power of attorney form is attached that I use for individuals and small business clients. Note that this is not a durable power of…
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Avoidable small business taxes in 2015
Small business owners know that some taxes are unavoidable. Taxes are the price we pay to live and work in this society. Yet other taxes are simply the result of sloppy management or failing to keep up with changes in the tax law. It is this latter category of small business taxes that is grabbing most of my attention…