Author: Tony Novak
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QuickBooks Self-Employed vs QuickBooks Online Premier
Intuit QuickBooks is the leading small business accounting software. There are many versions of the product available and even more earlier versions still in use. I support only two versions: QuickBooks Self-Employed and QuickBooks Online Premier and I recommend that most businesses move to one of these two versions. Both cost $5 per month as the basic wholesale price through a…
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Why we need drunk driving reform in New Jersey
During this month ten years ago – March 2007 – the Cumberland County New Jersey prosecutor’s office processed charges against a 3rd offense drunk driver for attempted vehicular assault after he intentionally struck me and then fled the state to avoid prosecution. A Cumberland County grand jury later voted to indict the driver but he…
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NJ Attorney / Law Firm Directory of CPAs
The New Jersey Society of Certified Public Accountants (NJCPA) is looking into putting together an online attorney/law firm directory accessible to Society members. CPAs often request attorney referrals on a peer-to-peer basis or from the Society staff members. A directory might help make this search process more efficient. I am often surprised by the difficulty…
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Analyzing the impact of Trumpcare
The current proposal plan to replace the Affordable Care Act would transfer $337 billion in costs from the government to the citizens over the next 10 years and leave 14 million more people without insurance next year compared with current law, according to an analysis by the nonpartisan Congressional Budget Office (CBO) released today. The…
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The effect of age-based health insurance
Years ago, in the 1990s and before, health insurance pricing was based on location, health history, sex and age. Young people paid, on average, 1/5 the amount paid by older people. Women generally paid more than men. Fewer choices were available to people with pre-existing medical conditions. Obamacare changed that in 2010. Since then, everyone in…
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Prepare now for market correction and recession
There are growing indications that the investment markets and the overall economy have reached short-term highs and that we might soon headed into a period of market correction and possibly even recession. I am not interested in or attempting to ‘time the market’ not do I pretend to have any ability to make such a forecast.…
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Trumpgate: the huge problem on our hands
This is an excerpt from from Robert Reich’s explanation of “Trumpgate”. We are now 8 days into this bizarre event in history sparked by a meltdown by the president and no evidence that there is anything real outside the president’s imagination. I can’t think of any explanation other than these three. If #2 is now ruled…
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When fascism comes: blame public hopes and popular opinion
“When fascism comes it will not be in the form of an anti-American movement or pro-Hitler bund, practicing disloyalty. Nor will it come in the form of a crusade against war. It will appear rather in the luminous robes of flaming patriotism; it will take some genuinely indigenous shape and color, and it will spread…
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Winners and losers under Trumpcare
Who gains and who loses under the “World’s Greatest Healthcare Plan of 2017“? This is my checklist so far: Winners Upper income people under age 50 who will benefit more from the new tax credit Healthy people who do not believe that they should be required to buy insurance because the high premium cost pays for care…
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Microsoft security issue: unusual activity report
I recently worked through a security issue with my Microsoft account and am now sharing this story and information that might be useful to others. Also, by writing a blog post I have an easy record of the issue for when I need to recall the details later. I conclude that the security features worked as…