Author: Tony Novak
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Annotated text of HR 1275
H. R. 1275 To eliminate the individual and employer health coverage mandates under the Patient Protection and Affordable Care Act, to expand beyond that Act the choices in obtaining and financing affordable health insurance coverage, and for other purposes. IN THE HOUSE OF REPRESENTATIVES March 1, 2017 Mr. Sessions introduced the following bill; which was…
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The Latest on Sandy Recovery: Almost 4 1/2 Years Later
Superstorm Sandy hit us in October 2012 – almost 4 1/2 years ago. My world has never been the same. On the day before the storm I was a ‘normal’ small business person with decent cash flow, bills paid, a little money in the bank, adequate business capital, and good credit. All of that changed…
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$100,000,000,000,000 (Wealth Inequity in America)
One hundred trillion dollars. That’s the total net worth of all Americans in 2017*. It’s a staggering number. For practical discussion purposes, we might say that figure is the net worth of rich Americans. The top 160,000 households (one tenth of one percent) control a quarter of this wealth. About half of all this U.S. wealth…
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2017 Trends in health insurance enrollment
These past few weeks at Freedom Benefits I’ve noticed an increase in enrollment related activity of health insurance enrollments for immigrants. I can’t explain that. and I do not know if it is related to recent political news. With the deadline for HRA plan setup approaching on March 30, I am receiving more calls and in…
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Public relations strategy
These strategy tips come from CPApracticeadvisor. Develop a press list Have a press page to your website Make news: use prweb.com, prnewswire.com, or newswire.com Have sound bites ready: 10-seconds for TV and 30-seconds for radio Share expertise connected to news
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More highlights of the Republican health plan
These notes are gathered from the 66 page “Budget Reconciliation Legislative Recommendations Relating to Repeal and Replace of the Patient Protection and Affordable Care Act” are based on the health plan proposal that was released today. In general, this turns regulation of public health care requirements over to states but requires that they operate within prescribed program…
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The second largest threat to Pennsylvania small business
Let’s be clear: Legal and illegal immigration accounts for a huge part of the region’s economic progress. The difference between legal and illegal immigration in our region is not “border jumping” but expired visas – just paperwork that the federal government need to fix. Most undocumented workers came here legally and continue to support our…
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Contact and calendar management
revisiting issues with Outlook, Gmail, LinkedIn, iPhone I spent some time this morning reviewing the most basic technology tools for a business person: contact manager and calendar. I’ve gone back and forth between Google and Microsoft several times and finally settled on a Microsoft Office environment using Outlook last year for the reasons outlined in…
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Small business Health Reimbursement Arrangement setup and support services
I offer three levels of service for self-directed small business Health Reimbursement Arrangements. This applies to either of the two types of HRAs available to small firms in 2017. BASIC SETUP: For a basic fee of $150: Design of an HRA plan through an in-person interview answer questions by the employer and accountant Recommend sample documents for…
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First look at the Republican health plan
I just finished skimming the 106 page discussion draft of the Republican health plan. I probably understand less that 5% of it but am able to make a few observations. This draft is difficult to comprehend because of the many references to current sections of law. It will take awhile before a third party readable explanation…